Fifth Third Bank · Washington · 2025

Fifth Third Bank in Washington: approval rate, denial rate and rates (2025)

Fifth Third Bank took 21 mortgage applications in Washington in 2025, ranking #384 of 822 lenders active in the state. It originated 38.1% of them and denied 9.5% (20.0% of the applications it decided), against a statewide denial rate of 15.7%.

21Applicationsin WA
20.0%Decision denial ratestate 19.5%
6.44%Median ratestate 6.63%
$675,000Median loanstate $335,000
$8.3MVolume10 counties

Fifth Third Bank in Washington vs the state

9.5%Denial rate-6.13 pts vs state
20.0%Decision denial rate+0.46 pts vs state
38.1%Origination rate-22.96 pts vs state
6.44%Median rate-0.19 pts vs state
0.13Rate spread (pts)-0.06 pts vs state
$296kMedian applicant income
8Loans originated
2Denied

Trend in Washington

YearApplicationsOriginatedDenial rateMedian rateRank in state
20231447.1%6.19%#416
202424916.7%6.13%#359
20252189.5%6.44%#384

What Fifth Third Bank lends in Washington

By loan purpose

Home purchase 13 62% · 0.0% denied
Refinance 3 14% · 33.3% denied
Cash-out refinance 3 14% · 0.0% denied
Other / HELOC 2 10% · 50.0% denied

By loan type

Conventional 20 95% · 10.0% denied
VA 1 5% · 0.0% denied

Why it denied Washington applicants

Incomplete application 2 100%

Where in Washington

Counties with the most Fifth Third Bank applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
King County 630 0.0%
Whatcom County 310 0.0%
Clallam County 311 33.3%
Benton County 210 0.0%
Kitsap County 210 0.0%
Pierce County 100 0.0%
San Juan County 101 100.0%
Clark County 110 0.0%
Chelan County 100 0.0%
Spokane County 100 0.0%

Other large lenders in Washington

LenderGradeApplicationsDenial rateMedian rate
Boeing Employees Credit UnionB 21,59923.8%6.13%
Rocket MortgageC 14,30115.9%6.63%
United Shore Financial ServicesB 13,77010.0%6.13%
Guild MortgageA 8,0563.4%6.63%
CMG MortgageA 7,8173.1%6.63%
Movement MortgageA 7,4723.6%6.63%
Bank of AmericaF 6,98627.0%5.99%
Crosscountry MortgageB 6,9033.1%6.63%
U.S. BankD 6,56827.6%6.63%
NewrezD 5,84912.9%6.63%

Frequently asked questions

Washington: 21 applications in 2025, of which 8 were originated and 2 denied.

9.5% of all applications, or 20.0% of the applications it actually decided on. The Washington statewide average across all lenders was 15.7%.

The median rate on loans Fifth Third Bank originated in Washington in 2025 was 6.44%, against a statewide median of 6.63%.

About this data. Figures are Fifth Third Bank's own HMDA filing for properties located in Washington, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology