Farmers Insurance Group Federal Credit Union in Washington vs the state
36.0%Denial rate+20.35 pts vs state
37.5%Decision denial rate+17.96 pts vs state
60.0%Origination rate-1.06 pts vs state
9.49%Median rate+2.87 pts vs state
2.23Rate spread (pts)+2.04 pts vs state
$183kMedian applicant income
15Loans originated
9Denied
Trend in Washington
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 11 | 9 | 18.2% | 8.99% | #441 |
| 2024 | 13 | 7 | 38.5% | 9.49% | #428 |
| 2025 | 25 | 15 | 36.0% | 9.49% | #363 |
What Farmers Insurance Group Federal Credit Union lends in Washington
By loan purpose
By loan type
Why it denied Washington applicants
Where in Washington
Counties with the most Farmers Insurance Group Federal Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| King County | 6 | 2 | 4 | 66.7% |
| Snohomish County | 4 | 4 | 0 | 0.0% |
| Kittitas County | 3 | 2 | 0 | 0.0% |
| Spokane County | 3 | 1 | 2 | 66.7% |
| Pierce County | 3 | 3 | 0 | 0.0% |
| Clallam County | 2 | 0 | 2 | 100.0% |
| Pacific County | 1 | 0 | 1 | 100.0% |
| Kitsap County | 1 | 1 | 0 | 0.0% |
| Clark County | 1 | 1 | 0 | 0.0% |
| Whatcom County | 1 | 1 | 0 | 0.0% |
Other large lenders in Washington
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Boeing Employees Credit Union | B | 21,599 | 23.8% | 6.13% |
| Rocket Mortgage | C | 14,301 | 15.9% | 6.63% |
| United Shore Financial Services | B | 13,770 | 10.0% | 6.13% |
| Guild Mortgage | A | 8,056 | 3.4% | 6.63% |
| CMG Mortgage | A | 7,817 | 3.1% | 6.63% |
| Movement Mortgage | A | 7,472 | 3.6% | 6.63% |
| Bank of America | F | 6,986 | 27.0% | 5.99% |
| Crosscountry Mortgage | B | 6,903 | 3.1% | 6.63% |
| U.S. Bank | D | 6,568 | 27.6% | 6.63% |
| Newrez | D | 5,849 | 12.9% | 6.63% |
Frequently asked questions
Washington: 25 applications in 2025, of which 15 were originated and 9 denied.
36.0% of all applications, or 37.5% of the applications it actually decided on. The Washington statewide average across all lenders was 15.7%.
The median rate on loans Farmers Insurance Group Federal Credit Union originated in Washington in 2025 was 9.49%, against a statewide median of 6.63%.
About this data. Figures are Farmers Insurance Group Federal Credit Union's own HMDA filing for properties located in Washington, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology