Farmers Insurance Group Federal Credit Union in Ohio vs the state
57.1%Denial rate+39.45 pts vs state
59.3%Decision denial rate+37.37 pts vs state
35.7%Origination rate-24.19 pts vs state
8.49%Median rate+1.62 pts vs state
1.71Rate spread (pts)+1.32 pts vs state
$94kMedian applicant income
10Loans originated
16Denied
Trend in Ohio
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 6 | 4 | 33.3% | 7.12% | #682 |
| 2024 | 6 | 4 | 33.3% | 8.87% | #675 |
| 2025 | 28 | 10 | 57.1% | 8.49% | #473 |
What Farmers Insurance Group Federal Credit Union lends in Ohio
By loan purpose
By loan type
Why it denied Ohio applicants
Where in Ohio
Counties with the most Farmers Insurance Group Federal Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Summit County | 4 | 1 | 3 | 75.0% |
| Medina County | 3 | 1 | 2 | 66.7% |
| Stark County | 3 | 1 | 2 | 66.7% |
| Mahoning County | 2 | 1 | 1 | 50.0% |
| Cuyahoga County | 2 | 1 | 0 | 0.0% |
| Butler County | 2 | 2 | 0 | 0.0% |
| Lorain County | 2 | 0 | 2 | 100.0% |
| Montgomery County | 2 | 0 | 2 | 100.0% |
| Muskingum County | 1 | 0 | 1 | 100.0% |
| Franklin County | 1 | 1 | 0 | 0.0% |
Other large lenders in Ohio
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| The Huntington National Bank | D | 42,683 | 25.8% | 7.59% |
| Rocket Mortgage | C | 23,165 | 18.5% | 6.63% |
| Fifth Third Bank | D | 21,939 | 25.6% | 7.50% |
| Crosscountry Mortgage | B | 16,066 | 3.1% | 6.75% |
| United Shore Financial Services | B | 14,626 | 13.1% | 6.45% |
| Third Federal Savings and Loan Association of Cleveland | C | 12,622 | 23.0% | 6.74% |
| PNC Bank | D | 11,607 | 24.6% | 7.40% |
| Wright-Patt Credit Union | C | 8,791 | 28.1% | 7.50% |
| U.S. Bank | D | 8,623 | 38.0% | 7.60% |
| Citizens Bank | C | 7,775 | 24.3% | 7.65% |
Frequently asked questions
Ohio: 28 applications in 2025, of which 10 were originated and 16 denied.
57.1% of all applications, or 59.3% of the applications it actually decided on. The Ohio statewide average across all lenders was 17.7%.
The median rate on loans Farmers Insurance Group Federal Credit Union originated in Ohio in 2025 was 8.49%, against a statewide median of 6.88%.
About this data. Figures are Farmers Insurance Group Federal Credit Union's own HMDA filing for properties located in Ohio, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology