Farmers Insurance Group Federal Credit Union in Colorado vs the state
50.0%Denial rate+34.37 pts vs state
52.0%Decision denial rate+32.34 pts vs state
46.2%Origination rate-13.87 pts vs state
7.74%Median rate+1.12 pts vs state
1.67Rate spread (pts)+1.52 pts vs state
$154kMedian applicant income
12Loans originated
13Denied
Trend in Colorado
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 17 | 13 | 17.7% | 8.25% | #428 |
| 2024 | 17 | 9 | 47.1% | 8.49% | #418 |
| 2025 | 26 | 12 | 50.0% | 7.74% | #390 |
What Farmers Insurance Group Federal Credit Union lends in Colorado
By loan purpose
By loan type
Why it denied Colorado applicants
Where in Colorado
Counties with the most Farmers Insurance Group Federal Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Douglas County | 6 | 3 | 3 | 50.0% |
| El Paso County | 5 | 0 | 5 | 100.0% |
| Arapahoe County | 4 | 3 | 1 | 25.0% |
| Adams County | 2 | 1 | 1 | 50.0% |
| Weld County | 2 | 0 | 2 | 100.0% |
| Larimer County | 1 | 0 | 1 | 100.0% |
| Jefferson County | 1 | 1 | 0 | 0.0% |
| Dolores County | 1 | 1 | 0 | 0.0% |
| Archuleta County | 1 | 1 | 0 | 0.0% |
| Denver County | 1 | 1 | 0 | 0.0% |
Other large lenders in Colorado
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 23,111 | 8.8% | 6.13% |
| ENT Credit Union | B | 13,238 | 20.9% | 7.50% |
| Rocket Mortgage | C | 11,486 | 15.7% | 6.61% |
| Guild Mortgage | A | 6,232 | 3.1% | 6.62% |
| Bellco Credit Union | F | 5,863 | 40.9% | 8.00% |
| U.S. Bank | D | 4,978 | 36.0% | 7.95% |
| American Financing | D | 4,937 | 41.3% | 6.38% |
| FirstBank | C | 4,929 | 15.6% | 7.00% |
| Canvas Credit Union | C | 4,889 | 13.7% | 7.89% |
| Elevations | C | 4,426 | 10.8% | 6.88% |
Frequently asked questions
Colorado: 26 applications in 2025, of which 12 were originated and 13 denied.
50.0% of all applications, or 52.0% of the applications it actually decided on. The Colorado statewide average across all lenders was 15.6%.
The median rate on loans Farmers Insurance Group Federal Credit Union originated in Colorado in 2025 was 7.74%, against a statewide median of 6.63%.
About this data. Figures are Farmers Insurance Group Federal Credit Union's own HMDA filing for properties located in Colorado, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology