Farmers Bank & Trust in Washington vs the state
2.1%Denial rate-13.56 pts vs state
4.6%Decision denial rate-14.94 pts vs state
40.8%Origination rate-20.22 pts vs state
6.13%Median rate-0.50 pts vs state
-0.19Rate spread (pts)-0.38 pts vs state
$232kMedian applicant income
78Loans originated
4Denied
Trend in Washington
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 61 | 28 | 3.3% | 6.31% | #260 |
| 2024 | 110 | 46 | 5.5% | 6.38% | #219 |
| 2025 | 191 | 78 | 2.1% | 6.13% | #193 |
What Farmers Bank & Trust lends in Washington
By loan purpose
By loan type
Why it denied Washington applicants
Where in Washington
Counties with the most Farmers Bank & Trust applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| King County | 105 | 41 | 1 | 1.0% |
| Snohomish County | 45 | 19 | 0 | 0.0% |
| Pierce County | 11 | 4 | 0 | 0.0% |
| Kitsap County | 4 | 1 | 0 | 0.0% |
| Clark County | 4 | 0 | 1 | 25.0% |
| Whatcom County | 4 | 2 | 1 | 25.0% |
| Spokane County | 3 | 0 | 0 | 0.0% |
| Thurston County | 3 | 1 | 1 | 33.3% |
| Chelan County | 2 | 2 | 0 | 0.0% |
| Jefferson County | 2 | 1 | 0 | 0.0% |
Other large lenders in Washington
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Boeing Employees Credit Union | B | 21,599 | 23.8% | 6.13% |
| Rocket Mortgage | C | 14,301 | 15.9% | 6.63% |
| United Shore Financial Services | B | 13,770 | 10.0% | 6.13% |
| Guild Mortgage | A | 8,056 | 3.4% | 6.63% |
| CMG Mortgage | A | 7,817 | 3.1% | 6.63% |
| Movement Mortgage | A | 7,472 | 3.6% | 6.63% |
| Bank of America | F | 6,986 | 27.0% | 5.99% |
| Crosscountry Mortgage | B | 6,903 | 3.1% | 6.63% |
| U.S. Bank | D | 6,568 | 27.6% | 6.63% |
| Newrez | D | 5,849 | 12.9% | 6.63% |
Frequently asked questions
Washington: 191 applications in 2025, of which 78 were originated and 4 denied.
2.1% of all applications, or 4.6% of the applications it actually decided on. The Washington statewide average across all lenders was 15.7%.
The median rate on loans Farmers Bank & Trust originated in Washington in 2025 was 6.13%, against a statewide median of 6.63%.
About this data. Figures are Farmers Bank & Trust's own HMDA filing for properties located in Washington, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology