Fairway Independent Mortgage in Nevada vs the state
4.4%Denial rate-13.10 pts vs state
5.5%Decision denial rate-16.74 pts vs state
74.2%Origination rate+16.48 pts vs state
6.75%Median rate+0.13 pts vs state
0.43Rate spread (pts)+0.13 pts vs state
$111kMedian applicant income
460Loans originated
27Denied
Trend in Nevada
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 1,085 | 788 | 4.5% | 6.75% | #24 |
| 2024 | 953 | 621 | 10.8% | 6.99% | #37 |
| 2025 | 620 | 460 | 4.4% | 6.75% | #47 |
What Fairway Independent Mortgage lends in Nevada
By loan purpose
By loan type
Why it denied Nevada applicants
Where in Nevada
Counties with the most Fairway Independent Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Clark County | 517 | 382 | 24 | 4.6% |
| Washoe County | 38 | 29 | 0 | 0.0% |
| Nye County | 20 | 14 | 0 | 0.0% |
| Lander County | 11 | 9 | 0 | 0.0% |
| Elko County | 10 | 6 | 2 | 20.0% |
| Humboldt County | 10 | 10 | 0 | 0.0% |
| Douglas County | 5 | 3 | 0 | 0.0% |
| Lyon County | 4 | 4 | 0 | 0.0% |
| Carson City | 2 | 2 | 0 | 0.0% |
| Churchill County | 2 | 1 | 1 | 50.0% |
Other large lenders in Nevada
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 6,913 | 11.4% | 6.31% |
| Rocket Mortgage | C | 6,889 | 15.4% | 6.88% |
| Guild Mortgage | A | 5,533 | 2.6% | 6.50% |
| AMERICA FIRST Federal Credit Union | C | 3,873 | 28.6% | 7.24% |
| U.S. Bank | D | 3,745 | 40.2% | 7.65% |
| Bank of America | F | 3,296 | 35.9% | 6.24% |
| Pennymac Loan Services | C | 3,188 | 12.5% | 6.62% |
| Navy Federal Credit Union | D | 2,579 | 24.5% | 7.75% |
| Broker Solutions | D | 2,559 | 8.9% | 6.75% |
| Dhi Mortgage Company | B | 2,549 | 6.8% | 4.99% |
Frequently asked questions
Nevada: 620 applications in 2025, of which 460 were originated and 27 denied.
4.4% of all applications, or 5.5% of the applications it actually decided on. The Nevada statewide average across all lenders was 17.5%.
The median rate on loans Fairway Independent Mortgage originated in Nevada in 2025 was 6.75%, against a statewide median of 6.63%.
About this data. Figures are Fairway Independent Mortgage's own HMDA filing for properties located in Nevada, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology