Everett Financial in Louisiana vs the state
4.7%Denial rate-17.44 pts vs state
7.5%Decision denial rate-20.67 pts vs state
58.6%Origination rate+6.61 pts vs state
6.69%Median rate+0.06 pts vs state
0.48Rate spread (pts)+0.12 pts vs state
$119kMedian applicant income
99Loans originated
8Denied
Trend in Louisiana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 140 | 21 | 12.1% | 6.87% | #141 |
| 2024 | 9 | 5 | 11.1% | 6.63% | #383 |
| 2025 | 169 | 99 | 4.7% | 6.69% | #133 |
What Everett Financial lends in Louisiana
By loan purpose
By loan type
Why it denied Louisiana applicants
Where in Louisiana
Counties with the most Everett Financial applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Orleans Parish | 83 | 54 | 1 | 1.2% |
| Jefferson Parish | 22 | 11 | 2 | 9.1% |
| East Baton Rouge Parish | 11 | 7 | 2 | 18.2% |
| St. Tammany Parish | 11 | 9 | 0 | 0.0% |
| Tangipahoa Parish | 6 | 1 | 1 | 16.7% |
| Caddo Parish | 4 | 1 | 1 | 25.0% |
| De Soto Parish | 4 | 4 | 0 | 0.0% |
| St. Charles Parish | 3 | 2 | 0 | 0.0% |
| St. Bernard Parish | 2 | 1 | 1 | 50.0% |
| Lafayette Parish | 2 | 0 | 0 | 0.0% |
Other large lenders in Louisiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| 21st Mortgage | F | 7,057 | 49.0% | 10.10% |
| United Shore Financial Services | B | 6,264 | 13.1% | 6.38% |
| Rocket Mortgage | C | 5,770 | 25.9% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 4,370 | 45.6% | 10.50% |
| Triad Financial Services | D | 3,867 | 49.7% | 8.73% |
| Hancock Whitney Bank | B | 3,536 | 21.7% | 6.00% |
| Regions Bank | C | 3,356 | 45.8% | 6.00% |
| GMFS | A | 3,072 | 2.0% | 6.50% |
| Newrez | D | 2,664 | 21.1% | 6.50% |
| Dsld Mortgage | A | 2,545 | 6.3% | 6.13% |
Frequently asked questions
Louisiana: 169 applications in 2025, of which 99 were originated and 8 denied.
4.7% of all applications, or 7.5% of the applications it actually decided on. The Louisiana statewide average across all lenders was 22.2%.
The median rate on loans Everett Financial originated in Louisiana in 2025 was 6.69%, against a statewide median of 6.63%.
About this data. Figures are Everett Financial's own HMDA filing for properties located in Louisiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology