Eustis Mortgage · Mississippi · 2025

Eustis Mortgage in Mississippi: approval rate, denial rate and rates (2025)

Eustis Mortgage took 96 mortgage applications in Mississippi in 2025, ranking #133 of 681 lenders active in the state. It originated 76.0% of them and denied 3.1% (3.9% of the applications it decided), against a statewide denial rate of 22.9%.

96Applicationsin MS
3.9%Decision denial ratestate 28.5%
6.49%Median ratestate 6.75%
$210,000Median loanstate $135,000
$16MVolume16 counties

Eustis Mortgage in Mississippi vs the state

3.1%Denial rate-19.79 pts vs state
3.9%Decision denial rate-24.55 pts vs state
76.0%Origination rate+23.17 pts vs state
6.49%Median rate-0.26 pts vs state
0.35Rate spread (pts)+0.01 pts vs state
$77kMedian applicant income
73Loans originated
3Denied

Trend in Mississippi

YearApplicationsOriginatedDenial rateMedian rateRank in state
2023112733.6%6.99%#110
2024109825.5%6.63%#109
202596733.1%6.49%#133

What Eustis Mortgage lends in Mississippi

By loan purpose

Home purchase 84 88% · 3.6% denied
Refinance 4 4% · 0.0% denied
Cash-out refinance 7 7% · 0.0% denied
Other / HELOC 1 1% · 0.0% denied

By loan type

Conventional 35 36% · 2.9% denied
FHA 35 36% · 2.9% denied
VA 10 10% · 0.0% denied
USDA / RHS 16 17% · 6.3% denied

Why it denied Mississippi applicants

Credit history 1 33%
Insufficient cash 1 33%
Other 1 33%

Where in Mississippi

Counties with the most Eustis Mortgage applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Pearl River County 55422 3.6%
Hancock County 16140 0.0%
Harrison County 960 0.0%
Oktibbeha County 211 50.0%
Hinds County 210 0.0%
Lauderdale County 200 0.0%
Jackson County 110 0.0%
Pike County 110 0.0%
Sunflower County 110 0.0%
Rankin County 110 0.0%

Other large lenders in Mississippi

LenderGradeApplicationsDenial rateMedian rate
21st MortgageF 6,76448.5%10.56%
Trustmark National BankC 5,53112.5%6.75%
Cadence BankB 5,30119.2%7.25%
Regions BankC 4,91644.7%5.75%
Rocket MortgageC 4,63624.8%6.63%
Community Bank of MississippiC 3,8569.0%7.65%
Renasant BankB 3,18814.3%6.99%
Triad Financial ServicesD 3,14034.4%8.76%
Vanderbilt Mortgage and FinanceF 2,84044.3%10.25%
BankPlusB 2,63810.7%6.50%

Frequently asked questions

Mississippi: 96 applications in 2025, of which 73 were originated and 3 denied.

3.1% of all applications, or 3.9% of the applications it actually decided on. The Mississippi statewide average across all lenders was 22.9%.

The median rate on loans Eustis Mortgage originated in Mississippi in 2025 was 6.49%, against a statewide median of 6.75%.

About this data. Figures are Eustis Mortgage's own HMDA filing for properties located in Mississippi, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology