Equity Prime Mortgage · Wyoming · 2025

Equity Prime Mortgage in Wyoming: approval rate, denial rate and rates (2025)

Equity Prime Mortgage took 41 mortgage applications in Wyoming in 2025, ranking #77 of 411 lenders active in the state. It originated 41.5% of them and denied 14.6% (26.1% of the applications it decided), against a statewide denial rate of 15.6%.

41Applicationsin WY
26.1%Decision denial ratestate 19.6%
6.50%Median ratestate 6.50%
$315,000Median loanstate $235,000
$5.5MVolume12 counties

Equity Prime Mortgage in Wyoming vs the state

14.6%Denial rate-0.93 pts vs state
26.1%Decision denial rate+6.50 pts vs state
41.5%Origination rate-19.55 pts vs state
6.50%Median rate0.00 pts vs state
0.32Rate spread (pts)+0.09 pts vs state
$91kMedian applicant income
17Loans originated
6Denied

Trend in Wyoming

YearApplicationsOriginatedDenial rateMedian rateRank in state
20231070.0%7.13%#133
202430220.0%6.75%#80
2025411714.6%6.50%#77

What Equity Prime Mortgage lends in Wyoming

By loan purpose

Home purchase 8 20% · 0.0% denied
Refinance 3 7% · 33.3% denied
Cash-out refinance 30 73% · 16.7% denied

By loan type

FHA 21 51% · 14.3% denied
VA 18 44% · 16.7% denied
USDA / RHS 2 5% · 0.0% denied

Why it denied Wyoming applicants

Credit history 3 50%
Debt-to-income ratio 1 17%
Unverifiable information 1 17%
Insufficient cash 1 17%

Where in Wyoming

Counties with the most Equity Prime Mortgage applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Campbell County 952 22.2%
Laramie County 832 25.0%
Sheridan County 621 16.7%
Lincoln County 420 0.0%
Fremont County 320 0.0%
Natrona County 311 33.3%
Uinta County 210 0.0%
Park County 210 0.0%
Platte County 100 0.0%
Crook County 100 0.0%

Other large lenders in Wyoming

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 1,56717.1%6.50%
United Shore Financial ServicesB 1,2818.7%6.12%
Fairway Independent MortgageB 1,1064.2%6.49%
Guild MortgageA 9614.5%6.38%
Glacier BankD 85615.9%6.95%
Mortgage Research CenterC 59916.9%6.25%
Uniwyo Federal Credit UnionC 54115.2%7.50%
Meridian Trust Federal Credit UnionB 52518.3%6.50%
Freedom MortgageB 51211.1%6.19%
First Interstate BankD 51023.5%8.13%

Frequently asked questions

Wyoming: 41 applications in 2025, of which 17 were originated and 6 denied.

14.6% of all applications, or 26.1% of the applications it actually decided on. The Wyoming statewide average across all lenders was 15.6%.

The median rate on loans Equity Prime Mortgage originated in Wyoming in 2025 was 6.50%, against a statewide median of 6.50%.

About this data. Figures are Equity Prime Mortgage's own HMDA filing for properties located in Wyoming, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology