Equity Prime Mortgage in Nevada vs the state
9.9%Denial rate-7.53 pts vs state
17.3%Decision denial rate-4.95 pts vs state
47.1%Origination rate-10.60 pts vs state
6.50%Median rate-0.13 pts vs state
0.25Rate spread (pts)-0.04 pts vs state
$109kMedian applicant income
114Loans originated
24Denied
Trend in Nevada
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 120 | 78 | 4.2% | 7.00% | #114 |
| 2024 | 156 | 92 | 4.5% | 7.25% | #116 |
| 2025 | 242 | 114 | 9.9% | 6.50% | #94 |
What Equity Prime Mortgage lends in Nevada
By loan purpose
By loan type
Why it denied Nevada applicants
Where in Nevada
Counties with the most Equity Prime Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Clark County | 140 | 64 | 15 | 10.7% |
| Washoe County | 30 | 11 | 6 | 20.0% |
| Lyon County | 28 | 16 | 0 | 0.0% |
| Nye County | 19 | 9 | 0 | 0.0% |
| Churchill County | 11 | 7 | 1 | 9.1% |
| Carson City | 5 | 1 | 1 | 20.0% |
| Douglas County | 4 | 2 | 1 | 25.0% |
| Elko County | 2 | 2 | 0 | 0.0% |
| Humboldt County | 2 | 2 | 0 | 0.0% |
| Lincoln County | 1 | 0 | 0 | 0.0% |
Other large lenders in Nevada
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 6,913 | 11.4% | 6.31% |
| Rocket Mortgage | C | 6,889 | 15.4% | 6.88% |
| Guild Mortgage | A | 5,533 | 2.6% | 6.50% |
| AMERICA FIRST Federal Credit Union | C | 3,873 | 28.6% | 7.24% |
| U.S. Bank | D | 3,745 | 40.2% | 7.65% |
| Bank of America | F | 3,296 | 35.9% | 6.24% |
| Pennymac Loan Services | C | 3,188 | 12.5% | 6.62% |
| Navy Federal Credit Union | D | 2,579 | 24.5% | 7.75% |
| Broker Solutions | D | 2,559 | 8.9% | 6.75% |
| Dhi Mortgage Company | B | 2,549 | 6.8% | 4.99% |
Frequently asked questions
Nevada: 242 applications in 2025, of which 114 were originated and 24 denied.
9.9% of all applications, or 17.3% of the applications it actually decided on. The Nevada statewide average across all lenders was 17.5%.
The median rate on loans Equity Prime Mortgage originated in Nevada in 2025 was 6.50%, against a statewide median of 6.63%.
About this data. Figures are Equity Prime Mortgage's own HMDA filing for properties located in Nevada, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology