Digital in Wisconsin vs the state
0.0%Denial rate-14.01 pts vs state
0.0%Decision denial rate-16.36 pts vs state
44.4%Origination rate-23.71 pts vs state
6.25%Median rate-0.38 pts vs state
-0.12Rate spread (pts)-0.24 pts vs state
$202kMedian applicant income
8Loans originated
0Denied
Trend in Wisconsin
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 23 | 11 | 4.4% | 5.63% | #385 |
| 2024 | 25 | 7 | 20.0% | 6.50% | #394 |
| 2025 | 18 | 8 | 0.0% | 6.25% | #431 |
What Digital lends in Wisconsin
By loan purpose
By loan type
Where in Wisconsin
Counties with the most Digital applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Waukesha County | 8 | 3 | 0 | 0.0% |
| Milwaukee County | 5 | 3 | 0 | 0.0% |
| Fond du Lac County | 1 | 0 | 0 | 0.0% |
| Portage County | 1 | 0 | 0 | 0.0% |
| Burnett County | 1 | 1 | 0 | 0.0% |
| Racine County | 1 | 1 | 0 | 0.0% |
| Dane County | 1 | 0 | 0 | 0.0% |
Other large lenders in Wisconsin
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Summit Credit Union | A | 15,483 | 13.8% | 6.75% |
| University of Wisconsin Credit Union | A | 11,781 | 13.8% | 6.50% |
| Landmark Credit Union | A | 9,393 | 17.7% | 6.50% |
| Rocket Mortgage | C | 7,819 | 18.0% | 6.63% |
| Associated Bank | B | 7,451 | 23.7% | 6.88% |
| BMO Bank | F | 5,202 | 25.3% | 8.23% |
| Educators Credit Union | B | 4,930 | 24.3% | 6.95% |
| U.S. Bank | D | 4,710 | 26.0% | 6.88% |
| Covantage Credit Union | B | 4,581 | 7.7% | 6.50% |
| United Shore Financial Services | B | 4,421 | 11.8% | 6.38% |
Frequently asked questions
Wisconsin: 18 applications in 2025, of which 8 were originated and 0 denied.
0.0% of all applications, or 0.0% of the applications it actually decided on. The Wisconsin statewide average across all lenders was 14.0%.
The median rate on loans Digital originated in Wisconsin in 2025 was 6.25%, against a statewide median of 6.63%.
About this data. Figures are Digital's own HMDA filing for properties located in Wisconsin, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology