Delta Community Credit Union in Colorado vs the state
35.7%Denial rate+20.08 pts vs state
41.7%Decision denial rate+22.01 pts vs state
50.0%Origination rate-10.02 pts vs state
6.25%Median rate-0.38 pts vs state
0.01Rate spread (pts)-0.14 pts vs state
$240kMedian applicant income
7Loans originated
5Denied
Trend in Colorado
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 10 | 6 | 40.0% | 7.63% | #504 |
| 2024 | 18 | 9 | 16.7% | 5.88% | #416 |
| 2025 | 14 | 7 | 35.7% | 6.25% | #459 |
What Delta Community Credit Union lends in Colorado
By loan purpose
By loan type
Why it denied Colorado applicants
Where in Colorado
Counties with the most Delta Community Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Jefferson County | 2 | 1 | 0 | 0.0% |
| Arapahoe County | 2 | 2 | 0 | 0.0% |
| El Paso County | 2 | 0 | 1 | 50.0% |
| Eagle County | 2 | 2 | 0 | 0.0% |
| Elbert County | 1 | 0 | 1 | 100.0% |
| Douglas County | 1 | 0 | 1 | 100.0% |
| Denver County | 1 | 0 | 1 | 100.0% |
| Moffat County | 1 | 0 | 1 | 100.0% |
| Larimer County | 1 | 1 | 0 | 0.0% |
| Routt County | 1 | 1 | 0 | 0.0% |
Other large lenders in Colorado
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 23,111 | 8.8% | 6.13% |
| ENT Credit Union | B | 13,238 | 20.9% | 7.50% |
| Rocket Mortgage | C | 11,486 | 15.7% | 6.61% |
| Guild Mortgage | A | 6,232 | 3.1% | 6.62% |
| Bellco Credit Union | F | 5,863 | 40.9% | 8.00% |
| U.S. Bank | D | 4,978 | 36.0% | 7.95% |
| American Financing | D | 4,937 | 41.3% | 6.38% |
| FirstBank | C | 4,929 | 15.6% | 7.00% |
| Canvas Credit Union | C | 4,889 | 13.7% | 7.89% |
| Elevations | C | 4,426 | 10.8% | 6.88% |
Frequently asked questions
Colorado: 14 applications in 2025, of which 7 were originated and 5 denied.
35.7% of all applications, or 41.7% of the applications it actually decided on. The Colorado statewide average across all lenders was 15.6%.
The median rate on loans Delta Community Credit Union originated in Colorado in 2025 was 6.25%, against a statewide median of 6.63%.
About this data. Figures are Delta Community Credit Union's own HMDA filing for properties located in Colorado, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology