Deephaven Mortgage in Texas vs the state
30.8%Denial rate+11.33 pts vs state
35.0%Decision denial rate+10.08 pts vs state
56.3%Origination rate+1.46 pts vs state
7.38%Median rate+0.88 pts vs state
1.32Rate spread (pts)+1.13 pts vs state
$270kMedian applicant income
738Loans originated
403Denied
Trend in Texas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 920 | 525 | 31.2% | 8.13% | #164 |
| 2024 | 1,202 | 644 | 36.9% | 7.88% | #143 |
| 2025 | 1,310 | 738 | 30.8% | 7.38% | #143 |
What Deephaven Mortgage lends in Texas
By loan purpose
By loan type
Why it denied Texas applicants
Where in Texas
Counties with the most Deephaven Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Harris County | 181 | 90 | 58 | 32.0% |
| Dallas County | 145 | 86 | 46 | 31.7% |
| Tarrant County | 107 | 57 | 39 | 36.4% |
| Collin County | 76 | 47 | 14 | 18.4% |
| Denton County | 70 | 40 | 22 | 31.4% |
| Bexar County | 61 | 31 | 27 | 44.3% |
| Montgomery County | 50 | 26 | 17 | 34.0% |
| Fort Bend County | 47 | 31 | 10 | 21.3% |
| Travis County | 45 | 25 | 14 | 31.1% |
| Kaufman County | 34 | 28 | 5 | 14.7% |
Other large lenders in Texas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 56,491 | 11.0% | 6.25% |
| Rocket Mortgage | C | 45,658 | 22.4% | 6.63% |
| 21st Mortgage | F | 37,961 | 45.9% | 9.94% |
| Dhi Mortgage Company | B | 26,348 | 13.5% | 4.50% |
| Lennar Mortgage | A | 21,959 | 20.5% | 4.50% |
| Bank of America | F | 18,008 | 43.0% | 6.24% |
| JPMorgan Chase Bank | B | 16,260 | 9.8% | 6.45% |
| CMG Mortgage | A | 15,978 | 3.9% | 6.50% |
| Vanderbilt Mortgage and Finance | F | 15,683 | 44.7% | 10.50% |
| Triad Financial Services | D | 15,158 | 50.0% | 9.35% |
Frequently asked questions
Texas: 1,310 applications in 2025, of which 738 were originated and 403 denied.
30.8% of all applications, or 35.0% of the applications it actually decided on. The Texas statewide average across all lenders was 19.4%.
The median rate on loans Deephaven Mortgage originated in Texas in 2025 was 7.38%, against a statewide median of 6.50%.
About this data. Figures are Deephaven Mortgage's own HMDA filing for properties located in Texas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology