Deephaven Mortgage in Colorado vs the state
33.0%Denial rate+17.32 pts vs state
35.3%Decision denial rate+15.61 pts vs state
59.7%Origination rate-0.33 pts vs state
7.50%Median rate+0.88 pts vs state
1.12Rate spread (pts)+0.97 pts vs state
$282kMedian applicant income
154Loans originated
85Denied
Trend in Colorado
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 288 | 215 | 17.0% | 4.28% | #131 |
| 2024 | 252 | 175 | 25.4% | 7.38% | #140 |
| 2025 | 258 | 154 | 33.0% | 7.50% | #159 |
What Deephaven Mortgage lends in Colorado
By loan purpose
By loan type
Why it denied Colorado applicants
Where in Colorado
Counties with the most Deephaven Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Arapahoe County | 40 | 22 | 15 | 37.5% |
| Denver County | 33 | 27 | 6 | 18.2% |
| El Paso County | 30 | 16 | 9 | 30.0% |
| Jefferson County | 25 | 21 | 3 | 12.0% |
| Douglas County | 21 | 12 | 8 | 38.1% |
| Weld County | 17 | 11 | 5 | 29.4% |
| Adams County | 17 | 8 | 5 | 29.4% |
| Pueblo County | 10 | 4 | 6 | 60.0% |
| Boulder County | 9 | 8 | 0 | 0.0% |
| Larimer County | 8 | 3 | 5 | 62.5% |
Other large lenders in Colorado
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 23,111 | 8.8% | 6.13% |
| ENT Credit Union | B | 13,238 | 20.9% | 7.50% |
| Rocket Mortgage | C | 11,486 | 15.7% | 6.61% |
| Guild Mortgage | A | 6,232 | 3.1% | 6.62% |
| Bellco Credit Union | F | 5,863 | 40.9% | 8.00% |
| U.S. Bank | D | 4,978 | 36.0% | 7.95% |
| American Financing | D | 4,937 | 41.3% | 6.38% |
| FirstBank | C | 4,929 | 15.6% | 7.00% |
| Canvas Credit Union | C | 4,889 | 13.7% | 7.89% |
| Elevations | C | 4,426 | 10.8% | 6.88% |
Frequently asked questions
Colorado: 258 applications in 2025, of which 154 were originated and 85 denied.
33.0% of all applications, or 35.3% of the applications it actually decided on. The Colorado statewide average across all lenders was 15.6%.
The median rate on loans Deephaven Mortgage originated in Colorado in 2025 was 7.50%, against a statewide median of 6.63%.
About this data. Figures are Deephaven Mortgage's own HMDA filing for properties located in Colorado, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology