CSL Financial in Louisiana vs the state
59.8%Denial rate+37.58 pts vs state
86.4%Decision denial rate+58.27 pts vs state
9.4%Origination rate-42.58 pts vs state
7.99%Median rate+1.37 pts vs state
2.03Rate spread (pts)+1.67 pts vs state
$58kMedian applicant income
52Loans originated
331Denied
Trend in Louisiana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 1,517 | 121 | 57.9% | 9.39% | #19 |
| 2024 | 1,625 | 129 | 62.5% | 8.84% | #19 |
| 2025 | 554 | 52 | 59.8% | 7.99% | #51 |
What CSL Financial lends in Louisiana
By loan purpose
By loan type
Why it denied Louisiana applicants
Where in Louisiana
Counties with the most CSL Financial applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Lafayette Parish | 6 | 6 | 0 | 0.0% |
| Sabine Parish | 4 | 4 | 0 | 0.0% |
| St. Landry Parish | 3 | 3 | 0 | 0.0% |
| Caddo Parish | 3 | 3 | 0 | 0.0% |
| St. Martin Parish | 3 | 3 | 0 | 0.0% |
| Acadia Parish | 3 | 3 | 0 | 0.0% |
| Livingston Parish | 3 | 3 | 0 | 0.0% |
| East Feliciana Parish | 2 | 2 | 0 | 0.0% |
| West Baton Rouge Parish | 2 | 2 | 0 | 0.0% |
| De Soto Parish | 2 | 2 | 0 | 0.0% |
Other large lenders in Louisiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| 21st Mortgage | F | 7,057 | 49.0% | 10.10% |
| United Shore Financial Services | B | 6,264 | 13.1% | 6.38% |
| Rocket Mortgage | C | 5,770 | 25.9% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 4,370 | 45.6% | 10.50% |
| Triad Financial Services | D | 3,867 | 49.7% | 8.73% |
| Hancock Whitney Bank | B | 3,536 | 21.7% | 6.00% |
| Regions Bank | C | 3,356 | 45.8% | 6.00% |
| GMFS | A | 3,072 | 2.0% | 6.50% |
| Newrez | D | 2,664 | 21.1% | 6.50% |
| Dsld Mortgage | A | 2,545 | 6.3% | 6.13% |
Frequently asked questions
Louisiana: 554 applications in 2025, of which 52 were originated and 331 denied.
59.8% of all applications, or 86.4% of the applications it actually decided on. The Louisiana statewide average across all lenders was 22.2%.
The median rate on loans CSL Financial originated in Louisiana in 2025 was 7.99%, against a statewide median of 6.63%.
About this data. Figures are CSL Financial's own HMDA filing for properties located in Louisiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology