Credit Union Mortgage Association · Wisconsin · 2025

Credit Union Mortgage Association in Wisconsin: approval rate, denial rate and rates (2025)

Credit Union Mortgage Association took 10 mortgage applications in Wisconsin in 2025, ranking #488 of 938 lenders active in the state. It originated 80.0% of them and denied 10.0% (11.1% of the applications it decided), against a statewide denial rate of 14.0%.

10Applicationsin WI
11.1%Decision denial ratestate 16.4%
5.50%Median ratestate 6.63%
$300,000Median loanstate $165,000
$2.9MVolume9 counties

Credit Union Mortgage Association in Wisconsin vs the state

10.0%Denial rate-4.01 pts vs state
11.1%Decision denial rate-5.25 pts vs state
80.0%Origination rate+11.85 pts vs state
5.50%Median rate-1.13 pts vs state
-0.78Rate spread (pts)-0.90 pts vs state
$203kMedian applicant income
8Loans originated
1Denied

What Credit Union Mortgage Association lends in Wisconsin

By loan purpose

Home purchase 4 40% · 25.0% denied
Refinance 6 60% · 0.0% denied

By loan type

Conventional 10 100% · 10.0% denied

Why it denied Wisconsin applicants

Other 1 100%

Where in Wisconsin

Counties with the most Credit Union Mortgage Association applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Dane County 220 0.0%
Ozaukee County 110 0.0%
Green Lake County 110 0.0%
Waukesha County 101 100.0%
Ashland County 110 0.0%
Winnebago County 110 0.0%
Sauk County 110 0.0%
Walworth County 110 0.0%
Waupaca County 100 0.0%

Other large lenders in Wisconsin

LenderGradeApplicationsDenial rateMedian rate
Summit Credit UnionA 15,48313.8%6.75%
University of Wisconsin Credit UnionA 11,78113.8%6.50%
Landmark Credit UnionA 9,39317.7%6.50%
Rocket MortgageC 7,81918.0%6.63%
Associated BankB 7,45123.7%6.88%
BMO BankF 5,20225.3%8.23%
Educators Credit UnionB 4,93024.3%6.95%
U.S. BankD 4,71026.0%6.88%
Covantage Credit UnionB 4,5817.7%6.50%
United Shore Financial ServicesB 4,42111.8%6.38%

Frequently asked questions

Wisconsin: 10 applications in 2025, of which 8 were originated and 1 denied.

10.0% of all applications, or 11.1% of the applications it actually decided on. The Wisconsin statewide average across all lenders was 14.0%.

The median rate on loans Credit Union Mortgage Association originated in Wisconsin in 2025 was 5.50%, against a statewide median of 6.63%.

About this data. Figures are Credit Union Mortgage Association's own HMDA filing for properties located in Wisconsin, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology