Cornerstone First Mortgage in Mississippi vs the state
6.3%Denial rate-16.67 pts vs state
10.7%Decision denial rate-17.74 pts vs state
52.1%Origination rate-0.79 pts vs state
6.75%Median rate0.00 pts vs state
0.58Rate spread (pts)+0.25 pts vs state
$90kMedian applicant income
25Loans originated
3Denied
Trend in Mississippi
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 10 | 10 | 0.0% | 6.63% | #274 |
| 2024 | 22 | 13 | 4.6% | 6.50% | #225 |
| 2025 | 48 | 25 | 6.3% | 6.75% | #173 |
What Cornerstone First Mortgage lends in Mississippi
By loan purpose
By loan type
Why it denied Mississippi applicants
Where in Mississippi
Counties with the most Cornerstone First Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Hinds County | 15 | 6 | 1 | 6.7% |
| DeSoto County | 8 | 4 | 0 | 0.0% |
| Rankin County | 7 | 6 | 0 | 0.0% |
| Prentiss County | 3 | 3 | 0 | 0.0% |
| Harrison County | 3 | 2 | 1 | 33.3% |
| Lee County | 3 | 2 | 0 | 0.0% |
| Marshall County | 2 | 0 | 1 | 50.0% |
| Hancock County | 2 | 0 | 0 | 0.0% |
| Washington County | 2 | 0 | 0 | 0.0% |
| Calhoun County | 1 | 0 | 0 | 0.0% |
Other large lenders in Mississippi
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| 21st Mortgage | F | 6,764 | 48.5% | 10.56% |
| Trustmark National Bank | C | 5,531 | 12.5% | 6.75% |
| Cadence Bank | B | 5,301 | 19.2% | 7.25% |
| Regions Bank | C | 4,916 | 44.7% | 5.75% |
| Rocket Mortgage | C | 4,636 | 24.8% | 6.63% |
| Community Bank of Mississippi | C | 3,856 | 9.0% | 7.65% |
| Renasant Bank | B | 3,188 | 14.3% | 6.99% |
| Triad Financial Services | D | 3,140 | 34.4% | 8.76% |
| Vanderbilt Mortgage and Finance | F | 2,840 | 44.3% | 10.25% |
| BankPlus | B | 2,638 | 10.7% | 6.50% |
Frequently asked questions
Mississippi: 48 applications in 2025, of which 25 were originated and 3 denied.
6.3% of all applications, or 10.7% of the applications it actually decided on. The Mississippi statewide average across all lenders was 22.9%.
The median rate on loans Cornerstone First Mortgage originated in Mississippi in 2025 was 6.75%, against a statewide median of 6.75%.
About this data. Figures are Cornerstone First Mortgage's own HMDA filing for properties located in Mississippi, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology