Largest lenders in Calhoun County
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | 21st Mortgage | F | 43 | 8 | 48.8% | 9.55% |
| 2 | Regions Bank | C | 32 | 8 | 59.4% | 5.56% |
| 3 | Cadence Bank | B | 27 | 14 | 25.9% | 7.00% |
| 4 | Guaranty Bank and Trust | D | 26 | 19 | 11.5% | 7.88% |
| 5 | Renasant Bank | B | 22 | 14 | 27.3% | 7.38% |
| 6 | Rocket Mortgage | C | 18 | 13 | 16.7% | 5.99% |
| 7 | FirstBank | C | 15 | 6 | 26.7% | 8.74% |
| 8 | Mortgage Research Center | C | 10 | 5 | 0.0% | 6.99% |
| 9 | Vanderbilt Mortgage and Finance | F | 10 | 0 | 30.0% | — |
| 10 | Cardinal Financial Company, Limited Partnership | B | 9 | 7 | 11.1% | 7.50% |
| 11 | Freedom Mortgage | B | 7 | 4 | 0.0% | 6.99% |
| 12 | Triad Financial Services | D | 7 | 2 | 28.6% | 9.43% |
| 13 | AmeriSave Mortgage | D | 6 | 3 | 50.0% | 6.63% |
| 14 | New Day Financial | F | 6 | 2 | 33.3% | 6.99% |
| 15 | Loandepot.Com | D | 6 | 3 | 33.3% | 7.38% |
What Calhoun County borrowers applied for
By loan purpose
By loan type
Why applications were denied
Calhoun County by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 276 | 114 | 35.1% | 7.25% | $105,000 |
| 2024 | 315 | 144 | 28.6% | 7.25% | $105,000 |
| 2025 | 341 | 157 | 27.0% | 7.00% | $95,000 |
Frequently asked questions
27.0% of applications in Calhoun County were denied in 2025, against 22.9% statewide in Mississippi.
21st Mortgage, with 43 applications in 2025 and a denial rate of 48.8%.
The median mortgage application in Calhoun County in 2025 was for $95,000; the median property value on originated loans was $165,000.