Communityamerica Credit Union in Colorado vs the state
22.7%Denial rate+7.10 pts vs state
33.3%Decision denial rate+13.67 pts vs state
45.5%Origination rate-14.57 pts vs state
6.81%Median rate+0.18 pts vs state
0.02Rate spread (pts)-0.13 pts vs state
$220kMedian applicant income
10Loans originated
5Denied
Trend in Colorado
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 7 | 6 | 0.0% | 6.44% | #560 |
| 2024 | 12 | 7 | 0.0% | 6.50% | #467 |
| 2025 | 22 | 10 | 22.7% | 6.81% | #409 |
What Communityamerica Credit Union lends in Colorado
By loan purpose
By loan type
Why it denied Colorado applicants
Where in Colorado
Counties with the most Communityamerica Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Arapahoe County | 6 | 0 | 2 | 33.3% |
| Douglas County | 2 | 1 | 1 | 50.0% |
| El Paso County | 2 | 1 | 0 | 0.0% |
| Larimer County | 2 | 2 | 0 | 0.0% |
| Adams County | 2 | 0 | 1 | 50.0% |
| Denver County | 2 | 1 | 1 | 50.0% |
| Jefferson County | 2 | 2 | 0 | 0.0% |
| Teller County | 2 | 1 | 0 | 0.0% |
| Gunnison County | 1 | 1 | 0 | 0.0% |
| Pueblo County | 1 | 1 | 0 | 0.0% |
Other large lenders in Colorado
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 23,111 | 8.8% | 6.13% |
| ENT Credit Union | B | 13,238 | 20.9% | 7.50% |
| Rocket Mortgage | C | 11,486 | 15.7% | 6.61% |
| Guild Mortgage | A | 6,232 | 3.1% | 6.62% |
| Bellco Credit Union | F | 5,863 | 40.9% | 8.00% |
| U.S. Bank | D | 4,978 | 36.0% | 7.95% |
| American Financing | D | 4,937 | 41.3% | 6.38% |
| FirstBank | C | 4,929 | 15.6% | 7.00% |
| Canvas Credit Union | C | 4,889 | 13.7% | 7.89% |
| Elevations | C | 4,426 | 10.8% | 6.88% |
Frequently asked questions
Colorado: 22 applications in 2025, of which 10 were originated and 5 denied.
22.7% of all applications, or 33.3% of the applications it actually decided on. The Colorado statewide average across all lenders was 15.6%.
The median rate on loans Communityamerica Credit Union originated in Colorado in 2025 was 6.81%, against a statewide median of 6.63%.
About this data. Figures are Communityamerica Credit Union's own HMDA filing for properties located in Colorado, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology