Community Bank · New Hampshire · 2025

Community Bank in New Hampshire: approval rate, denial rate and rates (2025)

Community Bank took 16 mortgage applications in New Hampshire in 2025, ranking #217 of 535 lenders active in the state. It originated 81.3% of them and denied 12.5% (13.3% of the applications it decided), against a statewide denial rate of 16.5%.

16Applicationsin NH
13.3%Decision denial ratestate 20.3%
6.63%Median ratestate 6.82%
$325,000Median loanstate $265,000
$54MVolume7 counties

Community Bank in New Hampshire vs the state

12.5%Denial rate-3.99 pts vs state
13.3%Decision denial rate-6.94 pts vs state
81.3%Origination rate+19.54 pts vs state
6.63%Median rate-0.19 pts vs state
-0.22Rate spread (pts)-0.46 pts vs state
$112kMedian applicant income
13Loans originated
2Denied

Trend in New Hampshire

YearApplicationsOriginatedDenial rateMedian rateRank in state
202310610.0%7.00%#232
2024181411.1%7.25%#197
2025161312.5%6.63%#217

What Community Bank lends in New Hampshire

By loan purpose

Home purchase 7 44% · 0.0% denied
Refinance 4 25% · 0.0% denied
Home improvement 2 13% · 50.0% denied
Other / HELOC 3 19% · 33.3% denied

By loan type

Conventional 16 100% · 12.5% denied

Why it denied New Hampshire applicants

Debt-to-income ratio 1 50%
Credit history 1 50%

Where in New Hampshire

Counties with the most Community Bank applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Hillsborough County 531 20.0%
Rockingham County 330 0.0%
Grafton County 220 0.0%
Strafford County 220 0.0%
Cheshire County 211 50.0%
Sullivan County 110 0.0%
Merrimack County 110 0.0%

Other large lenders in New Hampshire

LenderGradeApplicationsDenial rateMedian rate
Citizens BankC 4,96924.3%7.40%
CMG MortgageA 3,4992.5%6.63%
Rocket MortgageC 3,09017.0%6.75%
United Shore Financial ServicesB 2,4888.8%6.50%
Service Federal Credit UnionC 2,30025.5%6.49%
TD BankD 1,81122.5%7.54%
St. Mary's Bank Credit UnionB 1,51421.2%7.25%
Lighthouse Federal Credit UnionD 1,31134.3%7.49%
DigitalD 1,12920.3%7.74%
Bank of AmericaF 1,06828.9%5.99%

Frequently asked questions

New Hampshire: 16 applications in 2025, of which 13 were originated and 2 denied.

12.5% of all applications, or 13.3% of the applications it actually decided on. The New Hampshire statewide average across all lenders was 16.5%.

The median rate on loans Community Bank originated in New Hampshire in 2025 was 6.63%, against a statewide median of 6.82%.

About this data. Figures are Community Bank's own HMDA filing for properties located in New Hampshire, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology