Commerce Home Mortgage in Louisiana vs the state
8.1%Denial rate-14.06 pts vs state
10.5%Decision denial rate-17.62 pts vs state
68.9%Origination rate+16.95 pts vs state
7.13%Median rate+0.50 pts vs state
1.02Rate spread (pts)+0.66 pts vs state
$114kMedian applicant income
51Loans originated
6Denied
Trend in Louisiana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 24 | 8 | 16.7% | 8.86% | #314 |
| 2024 | 19 | 9 | 26.3% | 7.88% | #314 |
| 2025 | 74 | 51 | 8.1% | 7.13% | #208 |
What Commerce Home Mortgage lends in Louisiana
By loan purpose
By loan type
Why it denied Louisiana applicants
Where in Louisiana
Counties with the most Commerce Home Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| East Baton Rouge Parish | 24 | 18 | 1 | 4.2% |
| Orleans Parish | 16 | 11 | 1 | 6.3% |
| St. Tammany Parish | 8 | 8 | 0 | 0.0% |
| Ascension Parish | 4 | 2 | 0 | 0.0% |
| Livingston Parish | 3 | 2 | 1 | 33.3% |
| St. Charles Parish | 3 | 3 | 0 | 0.0% |
| Iberville Parish | 2 | 0 | 1 | 50.0% |
| Tangipahoa Parish | 2 | 0 | 2 | 100.0% |
| Ouachita Parish | 2 | 0 | 0 | 0.0% |
| Jefferson Parish | 1 | 0 | 0 | 0.0% |
Other large lenders in Louisiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| 21st Mortgage | F | 7,057 | 49.0% | 10.10% |
| United Shore Financial Services | B | 6,264 | 13.1% | 6.38% |
| Rocket Mortgage | C | 5,770 | 25.9% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 4,370 | 45.6% | 10.50% |
| Triad Financial Services | D | 3,867 | 49.7% | 8.73% |
| Hancock Whitney Bank | B | 3,536 | 21.7% | 6.00% |
| Regions Bank | C | 3,356 | 45.8% | 6.00% |
| GMFS | A | 3,072 | 2.0% | 6.50% |
| Newrez | D | 2,664 | 21.1% | 6.50% |
| Dsld Mortgage | A | 2,545 | 6.3% | 6.13% |
Frequently asked questions
Louisiana: 74 applications in 2025, of which 51 were originated and 6 denied.
8.1% of all applications, or 10.5% of the applications it actually decided on. The Louisiana statewide average across all lenders was 22.2%.
The median rate on loans Commerce Home Mortgage originated in Louisiana in 2025 was 7.13%, against a statewide median of 6.63%.
About this data. Figures are Commerce Home Mortgage's own HMDA filing for properties located in Louisiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology