Cloverbelt Credit Union in Wisconsin vs the state
3.1%Denial rate-10.94 pts vs state
3.3%Decision denial rate-13.09 pts vs state
89.5%Origination rate+21.32 pts vs state
—Median rate
—Rate spread (pts)
$103kMedian applicant income
204Loans originated
7Denied
Trend in Wisconsin
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 210 | 193 | 3.3% | — | #127 |
| 2024 | 238 | 215 | 2.1% | — | #120 |
| 2025 | 228 | 204 | 3.1% | — | #143 |
What Cloverbelt Credit Union lends in Wisconsin
By loan purpose
By loan type
Where in Wisconsin
Counties with the most Cloverbelt Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Marathon County | 194 | 174 | 6 | 3.1% |
| Lincoln County | 11 | 9 | 0 | 0.0% |
| Langlade County | 5 | 5 | 0 | 0.0% |
| Shawano County | 5 | 4 | 0 | 0.0% |
| Portage County | 3 | 3 | 0 | 0.0% |
| Wood County | 2 | 1 | 1 | 50.0% |
| Taylor County | 2 | 2 | 0 | 0.0% |
| Oneida County | 1 | 1 | 0 | 0.0% |
| Pierce County | 1 | 1 | 0 | 0.0% |
| Iron County | 1 | 1 | 0 | 0.0% |
Other large lenders in Wisconsin
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Summit Credit Union | A | 15,483 | 13.8% | 6.75% |
| University of Wisconsin Credit Union | A | 11,781 | 13.8% | 6.50% |
| Landmark Credit Union | A | 9,393 | 17.7% | 6.50% |
| Rocket Mortgage | C | 7,819 | 18.0% | 6.63% |
| Associated Bank | B | 7,451 | 23.7% | 6.88% |
| BMO Bank | F | 5,202 | 25.3% | 8.23% |
| Educators Credit Union | B | 4,930 | 24.3% | 6.95% |
| U.S. Bank | D | 4,710 | 26.0% | 6.88% |
| Covantage Credit Union | B | 4,581 | 7.7% | 6.50% |
| United Shore Financial Services | B | 4,421 | 11.8% | 6.38% |
Frequently asked questions
Wisconsin: 228 applications in 2025, of which 204 were originated and 7 denied.
3.1% of all applications, or 3.3% of the applications it actually decided on. The Wisconsin statewide average across all lenders was 14.0%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are Cloverbelt Credit Union's own HMDA filing for properties located in Wisconsin, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology