Click n' Close · Nevada · 2025

Click n' Close in Nevada: approval rate, denial rate and rates (2025)

Click n' Close took 253 mortgage applications in Nevada in 2025, ranking #87 of 627 lenders active in the state. It originated 65.6% of them and denied 3.6% (5.1% of the applications it decided), against a statewide denial rate of 17.5%.

253Applicationsin NV
5.1%Decision denial ratestate 22.2%
7.00%Median ratestate 6.63%
$285,000Median loanstate $305,000
$37MVolume10 counties

Click n' Close in Nevada vs the state

3.6%Denial rate-13.89 pts vs state
5.1%Decision denial rate-17.14 pts vs state
65.6%Origination rate+7.90 pts vs state
7.00%Median rate+0.38 pts vs state
2.03Rate spread (pts)+1.74 pts vs state
$92kMedian applicant income
166Loans originated
9Denied

Trend in Nevada

YearApplicationsOriginatedDenial rateMedian rateRank in state
202366376.1%7.23%#159
20242701415.6%7.25%#79
20252531663.6%7.00%#87

What Click n' Close lends in Nevada

By loan purpose

Home purchase 238 94% · 3.4% denied
Refinance 10 4% · 10.0% denied
Cash-out refinance 5 2% · 0.0% denied

By loan type

Conventional 106 42% · 1.9% denied
FHA 142 56% · 4.2% denied
VA 4 2% · 25.0% denied
USDA / RHS 1 0% · 0.0% denied

Why it denied Nevada applicants

Debt-to-income ratio 5 56%
Other 2 22%
Employment history 1 11%
Credit history 1 11%

Where in Nevada

Counties with the most Click n' Close applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Clark County 1931304 2.1%
Lyon County 20143 15.0%
Washoe County 19140 0.0%
Nye County 820 0.0%
Churchill County 521 20.0%
Pershing County 320 0.0%
Lander County 200 0.0%
Humboldt County 110 0.0%
Elko County 110 0.0%
White Pine County 101 100.0%

Other large lenders in Nevada

LenderGradeApplicationsDenial rateMedian rate
United Shore Financial ServicesB 6,91311.4%6.31%
Rocket MortgageC 6,88915.4%6.88%
Guild MortgageA 5,5332.6%6.50%
AMERICA FIRST Federal Credit UnionC 3,87328.6%7.24%
U.S. BankD 3,74540.2%7.65%
Bank of AmericaF 3,29635.9%6.24%
Pennymac Loan ServicesC 3,18812.5%6.62%
Navy Federal Credit UnionD 2,57924.5%7.75%
Broker SolutionsD 2,5598.9%6.75%
Dhi Mortgage CompanyB 2,5496.8%4.99%

Frequently asked questions

Nevada: 253 applications in 2025, of which 166 were originated and 9 denied.

3.6% of all applications, or 5.1% of the applications it actually decided on. The Nevada statewide average across all lenders was 17.5%.

The median rate on loans Click n' Close originated in Nevada in 2025 was 7.00%, against a statewide median of 6.63%.

About this data. Figures are Click n' Close's own HMDA filing for properties located in Nevada, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology