Click n' Close in Colorado vs the state
4.0%Denial rate-11.65 pts vs state
5.7%Decision denial rate-13.96 pts vs state
65.5%Origination rate+5.47 pts vs state
6.50%Median rate-0.13 pts vs state
3.58Rate spread (pts)+3.43 pts vs state
$118kMedian applicant income
148Loans originated
9Denied
Trend in Colorado
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 265 | 184 | 3.8% | 6.75% | #136 |
| 2024 | 250 | 112 | 3.2% | 7.00% | #141 |
| 2025 | 226 | 148 | 4.0% | 6.50% | #168 |
What Click n' Close lends in Colorado
By loan purpose
By loan type
Why it denied Colorado applicants
Where in Colorado
Counties with the most Click n' Close applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Arapahoe County | 37 | 32 | 1 | 2.7% |
| Fremont County | 35 | 24 | 1 | 2.9% |
| Adams County | 31 | 17 | 0 | 0.0% |
| El Paso County | 24 | 15 | 3 | 12.5% |
| Jefferson County | 15 | 13 | 0 | 0.0% |
| Weld County | 15 | 10 | 2 | 13.3% |
| Pueblo County | 14 | 6 | 1 | 7.1% |
| Denver County | 14 | 7 | 0 | 0.0% |
| Larimer County | 10 | 7 | 0 | 0.0% |
| Douglas County | 9 | 5 | 0 | 0.0% |
Other large lenders in Colorado
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 23,111 | 8.8% | 6.13% |
| ENT Credit Union | B | 13,238 | 20.9% | 7.50% |
| Rocket Mortgage | C | 11,486 | 15.7% | 6.61% |
| Guild Mortgage | A | 6,232 | 3.1% | 6.62% |
| Bellco Credit Union | F | 5,863 | 40.9% | 8.00% |
| U.S. Bank | D | 4,978 | 36.0% | 7.95% |
| American Financing | D | 4,937 | 41.3% | 6.38% |
| FirstBank | C | 4,929 | 15.6% | 7.00% |
| Canvas Credit Union | C | 4,889 | 13.7% | 7.89% |
| Elevations | C | 4,426 | 10.8% | 6.88% |
Frequently asked questions
Colorado: 226 applications in 2025, of which 148 were originated and 9 denied.
4.0% of all applications, or 5.7% of the applications it actually decided on. The Colorado statewide average across all lenders was 15.6%.
The median rate on loans Click n' Close originated in Colorado in 2025 was 6.50%, against a statewide median of 6.63%.
About this data. Figures are Click n' Close's own HMDA filing for properties located in Colorado, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology