Clearedge Lending in Washington vs the state
24.8%Denial rate+9.10 pts vs state
29.1%Decision denial rate+9.53 pts vs state
60.4%Origination rate-0.66 pts vs state
7.00%Median rate+0.37 pts vs state
0.66Rate spread (pts)+0.47 pts vs state
$202kMedian applicant income
61Loans originated
25Denied
Trend in Washington
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 34 | 15 | 38.2% | 8.00% | #324 |
| 2024 | 66 | 43 | 27.3% | 7.50% | #259 |
| 2025 | 101 | 61 | 24.8% | 7.00% | #238 |
What Clearedge Lending lends in Washington
By loan purpose
By loan type
Why it denied Washington applicants
Where in Washington
Counties with the most Clearedge Lending applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| King County | 39 | 28 | 6 | 15.4% |
| Pierce County | 14 | 7 | 4 | 28.6% |
| Whatcom County | 12 | 7 | 4 | 33.3% |
| Snohomish County | 6 | 4 | 1 | 16.7% |
| Thurston County | 5 | 2 | 0 | 0.0% |
| Clark County | 4 | 2 | 1 | 25.0% |
| Kitsap County | 3 | 1 | 2 | 66.7% |
| Skagit County | 3 | 2 | 1 | 33.3% |
| Island County | 2 | 1 | 1 | 50.0% |
| Benton County | 2 | 2 | 0 | 0.0% |
Other large lenders in Washington
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Boeing Employees Credit Union | B | 21,599 | 23.8% | 6.13% |
| Rocket Mortgage | C | 14,301 | 15.9% | 6.63% |
| United Shore Financial Services | B | 13,770 | 10.0% | 6.13% |
| Guild Mortgage | A | 8,056 | 3.4% | 6.63% |
| CMG Mortgage | A | 7,817 | 3.1% | 6.63% |
| Movement Mortgage | A | 7,472 | 3.6% | 6.63% |
| Bank of America | F | 6,986 | 27.0% | 5.99% |
| Crosscountry Mortgage | B | 6,903 | 3.1% | 6.63% |
| U.S. Bank | D | 6,568 | 27.6% | 6.63% |
| Newrez | D | 5,849 | 12.9% | 6.63% |
Frequently asked questions
Washington: 101 applications in 2025, of which 61 were originated and 25 denied.
24.8% of all applications, or 29.1% of the applications it actually decided on. The Washington statewide average across all lenders was 15.7%.
The median rate on loans Clearedge Lending originated in Washington in 2025 was 7.00%, against a statewide median of 6.63%.
About this data. Figures are Clearedge Lending's own HMDA filing for properties located in Washington, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology