City National Bank in Washington vs the state
3.5%Denial rate-12.13 pts vs state
4.4%Decision denial rate-15.17 pts vs state
77.1%Origination rate+16.03 pts vs state
5.38%Median rate-1.25 pts vs state
-0.28Rate spread (pts)-0.47 pts vs state
$345kMedian applicant income
175Loans originated
8Denied
Trend in Washington
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 43 | 29 | 11.6% | 6.40% | #297 |
| 2024 | 16 | 13 | 6.3% | 6.38% | #407 |
| 2025 | 227 | 175 | 3.5% | 5.38% | #180 |
What City National Bank lends in Washington
By loan purpose
By loan type
Why it denied Washington applicants
Where in Washington
Counties with the most City National Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| King County | 196 | 155 | 6 | 3.1% |
| Snohomish County | 19 | 13 | 0 | 0.0% |
| Kitsap County | 4 | 3 | 0 | 0.0% |
| Island County | 2 | 2 | 0 | 0.0% |
| Skagit County | 1 | 1 | 0 | 0.0% |
| Mason County | 1 | 1 | 0 | 0.0% |
| Pierce County | 1 | 0 | 0 | 0.0% |
| Clark County | 1 | 0 | 1 | 100.0% |
| Kittitas County | 1 | 0 | 0 | 0.0% |
| Clallam County | 1 | 0 | 1 | 100.0% |
Other large lenders in Washington
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Boeing Employees Credit Union | B | 21,599 | 23.8% | 6.13% |
| Rocket Mortgage | C | 14,301 | 15.9% | 6.63% |
| United Shore Financial Services | B | 13,770 | 10.0% | 6.13% |
| Guild Mortgage | A | 8,056 | 3.4% | 6.63% |
| CMG Mortgage | A | 7,817 | 3.1% | 6.63% |
| Movement Mortgage | A | 7,472 | 3.6% | 6.63% |
| Bank of America | F | 6,986 | 27.0% | 5.99% |
| Crosscountry Mortgage | B | 6,903 | 3.1% | 6.63% |
| U.S. Bank | D | 6,568 | 27.6% | 6.63% |
| Newrez | D | 5,849 | 12.9% | 6.63% |
Frequently asked questions
Washington: 227 applications in 2025, of which 175 were originated and 8 denied.
3.5% of all applications, or 4.4% of the applications it actually decided on. The Washington statewide average across all lenders was 15.7%.
The median rate on loans City National Bank originated in Washington in 2025 was 5.38%, against a statewide median of 6.63%.
About this data. Figures are City National Bank's own HMDA filing for properties located in Washington, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology