Citibank in Kansas vs the state
31.6%Denial rate+16.55 pts vs state
47.4%Decision denial rate+29.09 pts vs state
31.6%Origination rate-32.24 pts vs state
6.41%Median rate-0.21 pts vs state
-0.20Rate spread (pts)-0.50 pts vs state
$107kMedian applicant income
18Loans originated
18Denied
Trend in Kansas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 29 | 9 | 3.5% | 6.45% | #248 |
| 2024 | 36 | 15 | 27.8% | 6.38% | #235 |
| 2025 | 57 | 18 | 31.6% | 6.41% | #217 |
What Citibank lends in Kansas
By loan purpose
By loan type
Why it denied Kansas applicants
Where in Kansas
Counties with the most Citibank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Johnson County | 21 | 14 | 2 | 9.5% |
| Sedgwick County | 6 | 2 | 2 | 33.3% |
| Leavenworth County | 4 | 0 | 2 | 50.0% |
| Ford County | 3 | 1 | 2 | 66.7% |
| Wyandotte County | 3 | 0 | 2 | 66.7% |
| Douglas County | 2 | 0 | 0 | 0.0% |
| Reno County | 2 | 0 | 0 | 0.0% |
| Geary County | 2 | 0 | 1 | 50.0% |
| Harvey County | 2 | 1 | 0 | 0.0% |
| Finney County | 1 | 0 | 0 | 0.0% |
Other large lenders in Kansas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 5,303 | 18.0% | 6.63% |
| Communityamerica Credit Union | B | 3,575 | 12.4% | 6.38% |
| United Shore Financial Services | B | 2,545 | 11.4% | 6.38% |
| Mortgage Research Center | C | 2,389 | 15.1% | 6.25% |
| Fairway Independent Mortgage | B | 2,360 | 2.0% | 6.63% |
| Pennymac Loan Services | C | 2,103 | 10.8% | 6.49% |
| Credit Union of America | C | 1,940 | 22.9% | 7.75% |
| Capitol Federal Savings Bank | B | 1,873 | 12.6% | 6.75% |
| Guild Mortgage | A | 1,549 | 3.6% | 6.63% |
| U.S. Bank | D | 1,534 | 31.4% | 7.28% |
Frequently asked questions
Kansas: 57 applications in 2025, of which 18 were originated and 18 denied.
31.6% of all applications, or 47.4% of the applications it actually decided on. The Kansas statewide average across all lenders was 15.0%.
The median rate on loans Citibank originated in Kansas in 2025 was 6.41%, against a statewide median of 6.63%.
About this data. Figures are Citibank's own HMDA filing for properties located in Kansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology