Citadel Servicing in Nevada vs the state
3.9%Denial rate-13.57 pts vs state
4.3%Decision denial rate-17.96 pts vs state
65.9%Origination rate+8.18 pts vs state
7.38%Median rate+0.75 pts vs state
0.88Rate spread (pts)+0.59 pts vs state
$216kMedian applicant income
170Loans originated
10Denied
Trend in Nevada
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 312 | 176 | 6.4% | 8.56% | #69 |
| 2024 | 297 | 178 | 3.7% | 8.25% | #70 |
| 2025 | 258 | 170 | 3.9% | 7.38% | #86 |
What Citadel Servicing lends in Nevada
By loan purpose
By loan type
Why it denied Nevada applicants
Where in Nevada
Counties with the most Citadel Servicing applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Clark County | 227 | 152 | 8 | 3.5% |
| Washoe County | 17 | 8 | 1 | 5.9% |
| Carson City | 4 | 4 | 0 | 0.0% |
| Douglas County | 3 | 3 | 0 | 0.0% |
| Nye County | 3 | 2 | 0 | 0.0% |
| Churchill County | 2 | 0 | 1 | 50.0% |
| Elko County | 1 | 1 | 0 | 0.0% |
| Lyon County | 1 | 0 | 0 | 0.0% |
Other large lenders in Nevada
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 6,913 | 11.4% | 6.31% |
| Rocket Mortgage | C | 6,889 | 15.4% | 6.88% |
| Guild Mortgage | A | 5,533 | 2.6% | 6.50% |
| AMERICA FIRST Federal Credit Union | C | 3,873 | 28.6% | 7.24% |
| U.S. Bank | D | 3,745 | 40.2% | 7.65% |
| Bank of America | F | 3,296 | 35.9% | 6.24% |
| Pennymac Loan Services | C | 3,188 | 12.5% | 6.62% |
| Navy Federal Credit Union | D | 2,579 | 24.5% | 7.75% |
| Broker Solutions | D | 2,559 | 8.9% | 6.75% |
| Dhi Mortgage Company | B | 2,549 | 6.8% | 4.99% |
Frequently asked questions
Nevada: 258 applications in 2025, of which 170 were originated and 10 denied.
3.9% of all applications, or 4.3% of the applications it actually decided on. The Nevada statewide average across all lenders was 17.5%.
The median rate on loans Citadel Servicing originated in Nevada in 2025 was 7.38%, against a statewide median of 6.63%.
About this data. Figures are Citadel Servicing's own HMDA filing for properties located in Nevada, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology