Citadel Servicing in Louisiana vs the state
2.6%Denial rate-19.54 pts vs state
3.1%Decision denial rate-25.02 pts vs state
44.7%Origination rate-7.23 pts vs state
8.00%Median rate+1.37 pts vs state
2.15Rate spread (pts)+1.79 pts vs state
$105kMedian applicant income
17Loans originated
1Denied
Trend in Louisiana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 45 | 18 | 6.7% | 9.88% | #248 |
| 2024 | 55 | 16 | 3.6% | 9.38% | #229 |
| 2025 | 38 | 17 | 2.6% | 8.00% | #273 |
What Citadel Servicing lends in Louisiana
By loan purpose
By loan type
Why it denied Louisiana applicants
Where in Louisiana
Counties with the most Citadel Servicing applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Jefferson Parish | 9 | 3 | 0 | 0.0% |
| Orleans Parish | 6 | 4 | 0 | 0.0% |
| East Baton Rouge Parish | 5 | 1 | 0 | 0.0% |
| St. Tammany Parish | 5 | 4 | 0 | 0.0% |
| Calcasieu Parish | 3 | 1 | 0 | 0.0% |
| Tangipahoa Parish | 2 | 1 | 0 | 0.0% |
| Terrebonne Parish | 2 | 0 | 0 | 0.0% |
| Livingston Parish | 2 | 1 | 0 | 0.0% |
| Iberville Parish | 1 | 0 | 1 | 100.0% |
| Caddo Parish | 1 | 0 | 0 | 0.0% |
Other large lenders in Louisiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| 21st Mortgage | F | 7,057 | 49.0% | 10.10% |
| United Shore Financial Services | B | 6,264 | 13.1% | 6.38% |
| Rocket Mortgage | C | 5,770 | 25.9% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 4,370 | 45.6% | 10.50% |
| Triad Financial Services | D | 3,867 | 49.7% | 8.73% |
| Hancock Whitney Bank | B | 3,536 | 21.7% | 6.00% |
| Regions Bank | C | 3,356 | 45.8% | 6.00% |
| GMFS | A | 3,072 | 2.0% | 6.50% |
| Newrez | D | 2,664 | 21.1% | 6.50% |
| Dsld Mortgage | A | 2,545 | 6.3% | 6.13% |
Frequently asked questions
Louisiana: 38 applications in 2025, of which 17 were originated and 1 denied.
2.6% of all applications, or 3.1% of the applications it actually decided on. The Louisiana statewide average across all lenders was 22.2%.
The median rate on loans Citadel Servicing originated in Louisiana in 2025 was 8.00%, against a statewide median of 6.63%.
About this data. Figures are Citadel Servicing's own HMDA filing for properties located in Louisiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology