Castle & Cooke Mortgage in Texas vs the state
13.3%Denial rate-6.16 pts vs state
17.3%Decision denial rate-7.57 pts vs state
60.2%Origination rate+5.32 pts vs state
6.50%Median rate0.00 pts vs state
0.44Rate spread (pts)+0.25 pts vs state
$110kMedian applicant income
59Loans originated
13Denied
Trend in Texas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 133 | 63 | 10.5% | 6.88% | #501 |
| 2024 | 67 | 40 | 7.5% | 6.88% | #629 |
| 2025 | 98 | 59 | 13.3% | 6.50% | #557 |
What Castle & Cooke Mortgage lends in Texas
By loan purpose
By loan type
Why it denied Texas applicants
Where in Texas
Counties with the most Castle & Cooke Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| El Paso County | 23 | 14 | 3 | 13.0% |
| Travis County | 10 | 3 | 2 | 20.0% |
| Williamson County | 10 | 7 | 1 | 10.0% |
| Tarrant County | 6 | 5 | 0 | 0.0% |
| Dallas County | 6 | 6 | 0 | 0.0% |
| McLennan County | 5 | 4 | 0 | 0.0% |
| Denton County | 4 | 3 | 0 | 0.0% |
| Johnson County | 4 | 3 | 0 | 0.0% |
| Bexar County | 4 | 1 | 1 | 25.0% |
| Comal County | 4 | 2 | 0 | 0.0% |
Other large lenders in Texas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 56,491 | 11.0% | 6.25% |
| Rocket Mortgage | C | 45,658 | 22.4% | 6.63% |
| 21st Mortgage | F | 37,961 | 45.9% | 9.94% |
| Dhi Mortgage Company | B | 26,348 | 13.5% | 4.50% |
| Lennar Mortgage | A | 21,959 | 20.5% | 4.50% |
| Bank of America | F | 18,008 | 43.0% | 6.24% |
| JPMorgan Chase Bank | B | 16,260 | 9.8% | 6.45% |
| CMG Mortgage | A | 15,978 | 3.9% | 6.50% |
| Vanderbilt Mortgage and Finance | F | 15,683 | 44.7% | 10.50% |
| Triad Financial Services | D | 15,158 | 50.0% | 9.35% |
Frequently asked questions
Texas: 98 applications in 2025, of which 59 were originated and 13 denied.
13.3% of all applications, or 17.3% of the applications it actually decided on. The Texas statewide average across all lenders was 19.4%.
The median rate on loans Castle & Cooke Mortgage originated in Texas in 2025 was 6.50%, against a statewide median of 6.50%.
About this data. Figures are Castle & Cooke Mortgage's own HMDA filing for properties located in Texas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology