Carrington Mortgage Services · Nevada · 2025

Carrington Mortgage Services in Nevada: approval rate, denial rate and rates (2025)

Carrington Mortgage Services took 500 mortgage applications in Nevada in 2025, ranking #54 of 627 lenders active in the state. It originated 32.0% of them and denied 38.4% (50.3% of the applications it decided), against a statewide denial rate of 17.5%.

500Applicationsin NV
50.3%Decision denial ratestate 22.2%
6.25%Median ratestate 6.63%
$285,000Median loanstate $305,000
$48MVolume13 counties

Carrington Mortgage Services in Nevada vs the state

38.4%Denial rate+20.95 pts vs state
50.3%Decision denial rate+28.04 pts vs state
32.0%Origination rate-25.71 pts vs state
6.25%Median rate-0.38 pts vs state
0.39Rate spread (pts)+0.09 pts vs state
$102kMedian applicant income
160Loans originated
192Denied

Trend in Nevada

YearApplicationsOriginatedDenial rateMedian rateRank in state
202336912143.1%6.63%#64
202440413840.4%6.44%#55
202550016038.4%6.25%#54

What Carrington Mortgage Services lends in Nevada

By loan purpose

Home purchase 53 11% · 17.0% denied
Refinance 85 17% · 41.2% denied
Cash-out refinance 362 72% · 40.9% denied

By loan type

Conventional 202 40% · 36.1% denied
FHA 188 38% · 44.2% denied
VA 110 22% · 32.7% denied

Why it denied Nevada applicants

Incomplete application 135 70%
Credit history 20 10%
Other 17 9%
Debt-to-income ratio 11 6%
Collateral 4 2%
Unverifiable information 4 2%
Insufficient cash 1 1%

Where in Nevada

Counties with the most Carrington Mortgage Services applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Clark County 354104145 41.0%
Washoe County 612223 37.7%
Nye County 2057 35.0%
Lyon County 1556 40.0%
Elko County 1462 14.3%
Churchill County 851 12.5%
Humboldt County 741 14.3%
Douglas County 531 20.0%
Pershing County 402 50.0%
Lander County 421 25.0%

Other large lenders in Nevada

LenderGradeApplicationsDenial rateMedian rate
United Shore Financial ServicesB 6,91311.4%6.31%
Rocket MortgageC 6,88915.4%6.88%
Guild MortgageA 5,5332.6%6.50%
AMERICA FIRST Federal Credit UnionC 3,87328.6%7.24%
U.S. BankD 3,74540.2%7.65%
Bank of AmericaF 3,29635.9%6.24%
Pennymac Loan ServicesC 3,18812.5%6.62%
Navy Federal Credit UnionD 2,57924.5%7.75%
Broker SolutionsD 2,5598.9%6.75%
Dhi Mortgage CompanyB 2,5496.8%4.99%

Frequently asked questions

Nevada: 500 applications in 2025, of which 160 were originated and 192 denied.

38.4% of all applications, or 50.3% of the applications it actually decided on. The Nevada statewide average across all lenders was 17.5%.

The median rate on loans Carrington Mortgage Services originated in Nevada in 2025 was 6.25%, against a statewide median of 6.63%.

About this data. Figures are Carrington Mortgage Services's own HMDA filing for properties located in Nevada, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology