Cardinal Financial Company, Limited Partnership in New Hampshire vs the state
15.8%Denial rate-0.70 pts vs state
15.8%Decision denial rate-4.48 pts vs state
68.4%Origination rate+6.71 pts vs state
6.13%Median rate-0.70 pts vs state
0.32Rate spread (pts)+0.08 pts vs state
$123kMedian applicant income
13Loans originated
3Denied
Trend in New Hampshire
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 28 | 18 | 17.9% | 6.63% | #140 |
| 2024 | 33 | 17 | 12.1% | 6.99% | #140 |
| 2025 | 19 | 13 | 15.8% | 6.13% | #198 |
What Cardinal Financial Company, Limited Partnership lends in New Hampshire
By loan purpose
By loan type
Why it denied New Hampshire applicants
Where in New Hampshire
Counties with the most Cardinal Financial Company, Limited Partnership applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Hillsborough County | 7 | 4 | 0 | 0.0% |
| Merrimack County | 5 | 3 | 2 | 40.0% |
| Rockingham County | 3 | 2 | 1 | 33.3% |
| Carroll County | 1 | 1 | 0 | 0.0% |
| Cheshire County | 1 | 1 | 0 | 0.0% |
| Grafton County | 1 | 1 | 0 | 0.0% |
| Belknap County | 1 | 1 | 0 | 0.0% |
Other large lenders in New Hampshire
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Citizens Bank | C | 4,969 | 24.3% | 7.40% |
| CMG Mortgage | A | 3,499 | 2.5% | 6.63% |
| Rocket Mortgage | C | 3,090 | 17.0% | 6.75% |
| United Shore Financial Services | B | 2,488 | 8.8% | 6.50% |
| Service Federal Credit Union | C | 2,300 | 25.5% | 6.49% |
| TD Bank | D | 1,811 | 22.5% | 7.54% |
| St. Mary's Bank Credit Union | B | 1,514 | 21.2% | 7.25% |
| Lighthouse Federal Credit Union | D | 1,311 | 34.3% | 7.49% |
| Digital | D | 1,129 | 20.3% | 7.74% |
| Bank of America | F | 1,068 | 28.9% | 5.99% |
Frequently asked questions
New Hampshire: 19 applications in 2025, of which 13 were originated and 3 denied.
15.8% of all applications, or 15.8% of the applications it actually decided on. The New Hampshire statewide average across all lenders was 16.5%.
The median rate on loans Cardinal Financial Company, Limited Partnership originated in New Hampshire in 2025 was 6.13%, against a statewide median of 6.82%.
About this data. Figures are Cardinal Financial Company, Limited Partnership's own HMDA filing for properties located in New Hampshire, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology