CAMC Federal Credit Union in West Virginia vs the state
26.2%Denial rate+4.96 pts vs state
27.4%Decision denial rate+0.76 pts vs state
69.2%Origination rate+14.44 pts vs state
—Median rate
—Rate spread (pts)
$89kMedian applicant income
45Loans originated
17Denied
Trend in West Virginia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 49 | 35 | 26.5% | — | #130 |
| 2024 | 45 | 35 | 13.3% | — | #143 |
| 2025 | 65 | 45 | 26.2% | — | #114 |
What CAMC Federal Credit Union lends in West Virginia
By loan purpose
By loan type
Why it denied West Virginia applicants
Where in West Virginia
Counties with the most CAMC Federal Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Kanawha County | 39 | 30 | 8 | 20.5% |
| Putnam County | 8 | 6 | 2 | 25.0% |
| Cabell County | 5 | 2 | 1 | 20.0% |
| Jackson County | 4 | 2 | 2 | 50.0% |
| Roane County | 3 | 1 | 2 | 66.7% |
| Lincoln County | 2 | 1 | 1 | 50.0% |
| Fayette County | 1 | 1 | 0 | 0.0% |
| Tucker County | 1 | 1 | 0 | 0.0% |
| Raleigh County | 1 | 1 | 0 | 0.0% |
| Boone County | 1 | 0 | 1 | 100.0% |
Other large lenders in West Virginia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 3,615 | 23.0% | 6.88% |
| Vanderbilt Mortgage and Finance | F | 3,214 | 38.5% | 9.99% |
| City National Bank of West Virginia | C | 2,870 | 25.0% | 6.29% |
| The Huntington National Bank | D | 2,194 | 28.1% | 7.00% |
| Truist Bank | C | 1,776 | 31.1% | 6.63% |
| Loandepot.Com | D | 1,624 | 18.7% | 6.58% |
| Mortgage Research Center | C | 1,592 | 17.4% | 6.25% |
| WesBanco Bank | B | 1,475 | 16.7% | 6.01% |
| Movement Mortgage | A | 1,167 | 5.4% | 6.63% |
| Crosscountry Mortgage | B | 1,140 | 4.0% | 6.58% |
Frequently asked questions
West Virginia: 65 applications in 2025, of which 45 were originated and 17 denied.
26.2% of all applications, or 27.4% of the applications it actually decided on. The West Virginia statewide average across all lenders was 21.2%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are CAMC Federal Credit Union's own HMDA filing for properties located in West Virginia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology