Buckeye State Bank in Ohio vs the state
0.9%Denial rate-16.75 pts vs state
0.9%Decision denial rate-20.95 pts vs state
98.1%Origination rate+38.21 pts vs state
6.75%Median rate-0.13 pts vs state
0.44Rate spread (pts)+0.05 pts vs state
$104kMedian applicant income
104Loans originated
1Denied
Trend in Ohio
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 22 | 16 | 13.6% | 6.50% | #511 |
| 2024 | 70 | 64 | 8.6% | 6.99% | #359 |
| 2025 | 106 | 104 | 0.9% | 6.75% | #321 |
What Buckeye State Bank lends in Ohio
By loan purpose
By loan type
Why it denied Ohio applicants
Where in Ohio
Counties with the most Buckeye State Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Franklin County | 39 | 38 | 1 | 2.6% |
| Lucas County | 17 | 16 | 0 | 0.0% |
| Delaware County | 14 | 14 | 0 | 0.0% |
| Licking County | 5 | 5 | 0 | 0.0% |
| Fairfield County | 4 | 4 | 0 | 0.0% |
| Wood County | 4 | 4 | 0 | 0.0% |
| Logan County | 3 | 3 | 0 | 0.0% |
| Montgomery County | 3 | 3 | 0 | 0.0% |
| Union County | 2 | 2 | 0 | 0.0% |
| Pickaway County | 2 | 2 | 0 | 0.0% |
Other large lenders in Ohio
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| The Huntington National Bank | D | 42,683 | 25.8% | 7.59% |
| Rocket Mortgage | C | 23,165 | 18.5% | 6.63% |
| Fifth Third Bank | D | 21,939 | 25.6% | 7.50% |
| Crosscountry Mortgage | B | 16,066 | 3.1% | 6.75% |
| United Shore Financial Services | B | 14,626 | 13.1% | 6.45% |
| Third Federal Savings and Loan Association of Cleveland | C | 12,622 | 23.0% | 6.74% |
| PNC Bank | D | 11,607 | 24.6% | 7.40% |
| Wright-Patt Credit Union | C | 8,791 | 28.1% | 7.50% |
| U.S. Bank | D | 8,623 | 38.0% | 7.60% |
| Citizens Bank | C | 7,775 | 24.3% | 7.65% |
Frequently asked questions
Ohio: 106 applications in 2025, of which 104 were originated and 1 denied.
0.9% of all applications, or 0.9% of the applications it actually decided on. The Ohio statewide average across all lenders was 17.7%.
The median rate on loans Buckeye State Bank originated in Ohio in 2025 was 6.75%, against a statewide median of 6.88%.
About this data. Figures are Buckeye State Bank's own HMDA filing for properties located in Ohio, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology