Broadway National Bank · Texas · 2025

Broadway National Bank in Texas: approval rate, denial rate and rates (2025)

Broadway National Bank took 661 mortgage applications in Texas in 2025, ranking #218 of 1,568 lenders active in the state. It originated 49.2% of them and denied 21.5% (30.0% of the applications it decided), against a statewide denial rate of 19.4%.

661Applicationsin TX
30.0%Decision denial ratestate 24.9%
Median ratestate 6.50%
$195,000Median loanstate $245,000
$181MVolume39 counties

Broadway National Bank in Texas vs the state

21.5%Denial rate+2.05 pts vs state
30.0%Decision denial rate+5.12 pts vs state
49.2%Origination rate-5.71 pts vs state
Median rate
Rate spread (pts)
$136kMedian applicant income
325Loans originated
142Denied

Trend in Texas

YearApplicationsOriginatedDenial rateMedian rateRank in state
202385647322.7%#173
202474436426.3%#199
202566132521.5%#218

What Broadway National Bank lends in Texas

By loan purpose

Home purchase 220 33% · 4.6% denied
Refinance 114 17% · 24.6% denied
Cash-out refinance 103 16% · 28.2% denied
Home improvement 87 13% · 31.0% denied
Other / HELOC 137 21% · 35.0% denied

By loan type

Conventional 654 99% · 21.7% denied
VA 7 1% · 0.0% denied

Why it denied Texas applicants

Debt-to-income ratio 45 32%
Other 39 27%
Credit history 38 27%
Collateral 17 12%
Insufficient cash 2 1%
Employment history 1 1%

Where in Texas

Counties with the most Broadway National Bank applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Bexar County 30313268 22.4%
Comal County 62414 6.5%
Hays County 502017 34.0%
Travis County 42248 19.0%
Guadalupe County 27148 29.6%
Kerr County 26148 30.8%
Kendall County 21115 23.8%
Medina County 1648 50.0%
Williamson County 1553 20.0%
Nueces County 1280 0.0%

Other large lenders in Texas

LenderGradeApplicationsDenial rateMedian rate
United Shore Financial ServicesB 56,49111.0%6.25%
Rocket MortgageC 45,65822.4%6.63%
21st MortgageF 37,96145.9%9.94%
Dhi Mortgage CompanyB 26,34813.5%4.50%
Lennar MortgageA 21,95920.5%4.50%
Bank of AmericaF 18,00843.0%6.24%
JPMorgan Chase BankB 16,2609.8%6.45%
CMG MortgageA 15,9783.9%6.50%
Vanderbilt Mortgage and FinanceF 15,68344.7%10.50%
Triad Financial ServicesD 15,15850.0%9.35%

Frequently asked questions

Texas: 661 applications in 2025, of which 325 were originated and 142 denied.

21.5% of all applications, or 30.0% of the applications it actually decided on. The Texas statewide average across all lenders was 19.4%.

This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).

About this data. Figures are Broadway National Bank's own HMDA filing for properties located in Texas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology