Broadway National Bank at a glance, 2025
Every figure is from the lender's own HMDA filing. "vs national" compares with all lenders combined.
How the F grade breaks down
Each component is a percentile rank among 1,883 small mortgage lenders. Higher is better. Components the lender does not report are left out and the weights redistributed.
Approval oddsdecision denial rate, weight 45%
8th29.7% deniedProcesswithdrawn + incomplete share, weight 15%
7th28.5%Trend, 2023–2025
| Year | Applications | Originated | Denial rate | Decision denial | Median rate | Volume |
|---|---|---|---|---|---|---|
| 2023 | 879 | 482 | 22.8% | 28.8% | — | $281M |
| 2024 | 766 | 375 | 26.4% | 34.8% | — | $289M |
| 2025 | 682 | 337 | 21.3% | 29.7% | — | $191M |
What Broadway National Bank lends
Applications by purpose and loan type in 2025, with the denial rate for each. A lender's mix explains a lot of its headline rate: HELOCs and FHA loans are denied far more often than conventional purchase loans.
By loan purpose
By loan type
Also: 0 home-equity lines, 0 reverse mortgages, 4 manufactured homes, 78 investment properties.
Why Broadway National Bank denies applications
Primary reason reported for each of the 145 denials in 2025. Lenders can cite up to four reasons; this is the first one listed.
Who gets approved at Broadway National Bank
Decision denial rate by applicant profile. Groups with fewer than 20 applications are omitted.
| Applicant income | Applications | Originated | Decision denial rate |
|---|---|---|---|
| Under $50k | 78 | 17 | 68.4% |
| $50k – $100k | 158 | 58 | 45.5% |
| $100k – $150k | 96 | 47 | 29.4% |
| $150k – $250k | 126 | 67 | 18.8% |
| Over $250k | 190 | 123 | 11.5% |
| Applicant age | Applications | Originated | Decision denial rate |
|---|---|---|---|
| 25–34 | 67 | 39 | 15.2% |
| 35–44 | 123 | 74 | 20.8% |
| 45–54 | 154 | 66 | 34.7% |
| 55–64 | 150 | 74 | 35.9% |
| 65–74 | 110 | 44 | 32.9% |
| Over 74 | 61 | 25 | 40.5% |
Where Broadway National Bank lends
16 states and 58 counties in 2025. Click a state for the lender's full record there.
| State | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| Texas | 661 | 325 | 21.5% | — | #218 |
Frequently asked questions
Broadway National Bank denied 29.7% of the applications it decided on in 2025. The national figure across all lenders was 22.6%. On approval odds it ranks in the 8th percentile of small mortgage lenders.
The most common reason Broadway National Bank gave in 2025 was "debt-to-income ratio", cited on 31.0% of its denials. Lenders report up to four reasons per denial to the CFPB; the full breakdown is on this page.
In 2025, 34% of its applications were for home purchases, 32% for refinancing (including cash-out), and 33% for home improvement or other purposes. By loan type: 99% conventional, 0% FHA, 1% VA.
Every figure on this page comes from the Home Mortgage Disclosure Act (HMDA) Loan/Application Register published by the CFPB, which lenders are required by federal law to file. We add the grade and the comparisons; we do not add facts.