Bridge Credit Union in Ohio vs the state
18.7%Denial rate+0.98 pts vs state
19.1%Decision denial rate-2.78 pts vs state
73.2%Origination rate+13.25 pts vs state
6.25%Median rate-0.63 pts vs state
2.18Rate spread (pts)+1.79 pts vs state
$94kMedian applicant income
286Loans originated
73Denied
Trend in Ohio
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 152 | 78 | 35.5% | 8.25% | #249 |
| 2024 | 114 | 74 | 22.8% | 8.75% | #291 |
| 2025 | 391 | 286 | 18.7% | 6.25% | #168 |
What Bridge Credit Union lends in Ohio
By loan purpose
By loan type
Why it denied Ohio applicants
Where in Ohio
Counties with the most Bridge Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Preble County | 68 | 44 | 21 | 30.9% |
| Montgomery County | 56 | 36 | 12 | 21.4% |
| Franklin County | 53 | 35 | 8 | 15.1% |
| Mahoning County | 46 | 36 | 10 | 21.7% |
| Delaware County | 26 | 25 | 1 | 3.8% |
| Licking County | 14 | 12 | 1 | 7.1% |
| Greene County | 12 | 10 | 2 | 16.7% |
| Clark County | 11 | 8 | 0 | 0.0% |
| Fairfield County | 11 | 9 | 0 | 0.0% |
| Lorain County | 8 | 6 | 1 | 12.5% |
Other large lenders in Ohio
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| The Huntington National Bank | D | 42,683 | 25.8% | 7.59% |
| Rocket Mortgage | C | 23,165 | 18.5% | 6.63% |
| Fifth Third Bank | D | 21,939 | 25.6% | 7.50% |
| Crosscountry Mortgage | B | 16,066 | 3.1% | 6.75% |
| United Shore Financial Services | B | 14,626 | 13.1% | 6.45% |
| Third Federal Savings and Loan Association of Cleveland | C | 12,622 | 23.0% | 6.74% |
| PNC Bank | D | 11,607 | 24.6% | 7.40% |
| Wright-Patt Credit Union | C | 8,791 | 28.1% | 7.50% |
| U.S. Bank | D | 8,623 | 38.0% | 7.60% |
| Citizens Bank | C | 7,775 | 24.3% | 7.65% |
Frequently asked questions
Ohio: 391 applications in 2025, of which 286 were originated and 73 denied.
18.7% of all applications, or 19.1% of the applications it actually decided on. The Ohio statewide average across all lenders was 17.7%.
The median rate on loans Bridge Credit Union originated in Ohio in 2025 was 6.25%, against a statewide median of 6.88%.
About this data. Figures are Bridge Credit Union's own HMDA filing for properties located in Ohio, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology