BoxCar Mortgage in Louisiana vs the state
3.0%Denial rate-19.14 pts vs state
4.2%Decision denial rate-23.98 pts vs state
69.7%Origination rate+17.73 pts vs state
6.49%Median rate-0.13 pts vs state
0.47Rate spread (pts)+0.11 pts vs state
$7,540kMedian applicant income
23Loans originated
1Denied
Trend in Louisiana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2024 | 17 | 12 | 0.0% | 6.93% | #322 |
| 2025 | 33 | 23 | 3.0% | 6.49% | #284 |
What BoxCar Mortgage lends in Louisiana
By loan purpose
By loan type
Why it denied Louisiana applicants
Where in Louisiana
Counties with the most BoxCar Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Lafayette Parish | 15 | 13 | 0 | 0.0% |
| Orleans Parish | 3 | 1 | 0 | 0.0% |
| St. Landry Parish | 3 | 3 | 0 | 0.0% |
| Vermilion Parish | 2 | 1 | 0 | 0.0% |
| St. Martin Parish | 2 | 1 | 0 | 0.0% |
| Acadia Parish | 2 | 0 | 1 | 50.0% |
| Allen Parish | 2 | 0 | 0 | 0.0% |
| Tangipahoa Parish | 1 | 1 | 0 | 0.0% |
| Jefferson Davis Parish | 1 | 1 | 0 | 0.0% |
| Calcasieu Parish | 1 | 1 | 0 | 0.0% |
Other large lenders in Louisiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| 21st Mortgage | F | 7,057 | 49.0% | 10.10% |
| United Shore Financial Services | B | 6,264 | 13.1% | 6.38% |
| Rocket Mortgage | C | 5,770 | 25.9% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 4,370 | 45.6% | 10.50% |
| Triad Financial Services | D | 3,867 | 49.7% | 8.73% |
| Hancock Whitney Bank | B | 3,536 | 21.7% | 6.00% |
| Regions Bank | C | 3,356 | 45.8% | 6.00% |
| GMFS | A | 3,072 | 2.0% | 6.50% |
| Newrez | D | 2,664 | 21.1% | 6.50% |
| Dsld Mortgage | A | 2,545 | 6.3% | 6.13% |
Frequently asked questions
Louisiana: 33 applications in 2025, of which 23 were originated and 1 denied.
3.0% of all applications, or 4.2% of the applications it actually decided on. The Louisiana statewide average across all lenders was 22.2%.
The median rate on loans BoxCar Mortgage originated in Louisiana in 2025 was 6.49%, against a statewide median of 6.63%.
About this data. Figures are BoxCar Mortgage's own HMDA filing for properties located in Louisiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology