Better Mortgage in Nevada vs the state
29.1%Denial rate+11.60 pts vs state
41.3%Decision denial rate+19.03 pts vs state
40.0%Origination rate-17.68 pts vs state
7.25%Median rate+0.63 pts vs state
0.69Rate spread (pts)+0.39 pts vs state
$139kMedian applicant income
237Loans originated
172Denied
Trend in Nevada
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 65 | 23 | 6.2% | 6.13% | #161 |
| 2024 | 180 | 65 | 10.6% | 6.50% | #104 |
| 2025 | 592 | 237 | 29.1% | 7.25% | #48 |
What Better Mortgage lends in Nevada
By loan purpose
By loan type
Why it denied Nevada applicants
Where in Nevada
Counties with the most Better Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Clark County | 428 | 161 | 128 | 29.9% |
| Washoe County | 113 | 60 | 25 | 22.1% |
| Lyon County | 16 | 4 | 8 | 50.0% |
| Carson City | 10 | 3 | 4 | 40.0% |
| Douglas County | 8 | 2 | 2 | 25.0% |
| Elko County | 6 | 2 | 1 | 16.7% |
| Nye County | 3 | 1 | 2 | 66.7% |
| Churchill County | 2 | 1 | 0 | 0.0% |
| Lincoln County | 2 | 1 | 1 | 50.0% |
| Pershing County | 1 | 1 | 0 | 0.0% |
Other large lenders in Nevada
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 6,913 | 11.4% | 6.31% |
| Rocket Mortgage | C | 6,889 | 15.4% | 6.88% |
| Guild Mortgage | A | 5,533 | 2.6% | 6.50% |
| AMERICA FIRST Federal Credit Union | C | 3,873 | 28.6% | 7.24% |
| U.S. Bank | D | 3,745 | 40.2% | 7.65% |
| Bank of America | F | 3,296 | 35.9% | 6.24% |
| Pennymac Loan Services | C | 3,188 | 12.5% | 6.62% |
| Navy Federal Credit Union | D | 2,579 | 24.5% | 7.75% |
| Broker Solutions | D | 2,559 | 8.9% | 6.75% |
| Dhi Mortgage Company | B | 2,549 | 6.8% | 4.99% |
Frequently asked questions
Nevada: 592 applications in 2025, of which 237 were originated and 172 denied.
29.1% of all applications, or 41.3% of the applications it actually decided on. The Nevada statewide average across all lenders was 17.5%.
The median rate on loans Better Mortgage originated in Nevada in 2025 was 7.25%, against a statewide median of 6.63%.
About this data. Figures are Better Mortgage's own HMDA filing for properties located in Nevada, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology