Baycoast Mortgage Company in New Hampshire vs the state
4.8%Denial rate-11.73 pts vs state
5.6%Decision denial rate-14.71 pts vs state
81.0%Origination rate+19.24 pts vs state
6.50%Median rate-0.32 pts vs state
0.05Rate spread (pts)-0.19 pts vs state
$152kMedian applicant income
17Loans originated
1Denied
Trend in New Hampshire
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 14 | 12 | 14.3% | 6.69% | #201 |
| 2024 | 20 | 14 | 5.0% | 6.69% | #189 |
| 2025 | 21 | 17 | 4.8% | 6.50% | #186 |
What Baycoast Mortgage Company lends in New Hampshire
By loan purpose
By loan type
Why it denied New Hampshire applicants
Where in New Hampshire
Counties with the most Baycoast Mortgage Company applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Carroll County | 6 | 5 | 0 | 0.0% |
| Cheshire County | 4 | 3 | 0 | 0.0% |
| Grafton County | 4 | 3 | 0 | 0.0% |
| Hillsborough County | 3 | 2 | 1 | 33.3% |
| Rockingham County | 2 | 2 | 0 | 0.0% |
| Belknap County | 1 | 1 | 0 | 0.0% |
| Merrimack County | 1 | 1 | 0 | 0.0% |
Other large lenders in New Hampshire
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Citizens Bank | C | 4,969 | 24.3% | 7.40% |
| CMG Mortgage | A | 3,499 | 2.5% | 6.63% |
| Rocket Mortgage | C | 3,090 | 17.0% | 6.75% |
| United Shore Financial Services | B | 2,488 | 8.8% | 6.50% |
| Service Federal Credit Union | C | 2,300 | 25.5% | 6.49% |
| TD Bank | D | 1,811 | 22.5% | 7.54% |
| St. Mary's Bank Credit Union | B | 1,514 | 21.2% | 7.25% |
| Lighthouse Federal Credit Union | D | 1,311 | 34.3% | 7.49% |
| Digital | D | 1,129 | 20.3% | 7.74% |
| Bank of America | F | 1,068 | 28.9% | 5.99% |
Frequently asked questions
New Hampshire: 21 applications in 2025, of which 17 were originated and 1 denied.
4.8% of all applications, or 5.6% of the applications it actually decided on. The New Hampshire statewide average across all lenders was 16.5%.
The median rate on loans Baycoast Mortgage Company originated in New Hampshire in 2025 was 6.50%, against a statewide median of 6.82%.
About this data. Figures are Baycoast Mortgage Company's own HMDA filing for properties located in New Hampshire, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology