Bank of Louisiana · Louisiana · 2025

Bank of Louisiana in Louisiana: approval rate, denial rate and rates (2025)

Bank of Louisiana took 115 mortgage applications in Louisiana in 2025, ranking #167 of 721 lenders active in the state. It originated 75.7% of them and denied 11.3% (12.8% of the applications it decided), against a statewide denial rate of 22.2%.

115Applicationsin LA
12.8%Decision denial ratestate 28.2%
Median ratestate 6.63%
$115,000Median loanstate $165,000
$19MVolume11 counties

Bank of Louisiana in Louisiana vs the state

11.3%Denial rate-10.87 pts vs state
12.8%Decision denial rate-15.40 pts vs state
75.7%Origination rate+23.68 pts vs state
Median rate
Rate spread (pts)
$124kMedian applicant income
87Loans originated
13Denied

Trend in Louisiana

YearApplicationsOriginatedDenial rateMedian rateRank in state
2023936519.4%#180
2024956019.0%#169
20251158711.3%#167

What Bank of Louisiana lends in Louisiana

By loan purpose

Home purchase 41 36% · 19.5% denied
Refinance 71 62% · 5.6% denied
Home improvement 1 1% · 0.0% denied
Other / HELOC 2 2% · 50.0% denied

By loan type

Conventional 115 100% · 11.3% denied

Where in Louisiana

Counties with the most Bank of Louisiana applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Orleans Parish 53406 11.3%
St. Tammany Parish 21163 14.3%
Jefferson Parish 16141 6.3%
St. John the Baptist Parish 740 0.0%
St. Charles Parish 421 25.0%
Washington Parish 320 0.0%
East Baton Rouge Parish 330 0.0%
Tangipahoa Parish 321 33.3%
Plaquemines Parish 220 0.0%
St. Bernard Parish 211 50.0%

Other large lenders in Louisiana

LenderGradeApplicationsDenial rateMedian rate
21st MortgageF 7,05749.0%10.10%
United Shore Financial ServicesB 6,26413.1%6.38%
Rocket MortgageC 5,77025.9%6.63%
Vanderbilt Mortgage and FinanceF 4,37045.6%10.50%
Triad Financial ServicesD 3,86749.7%8.73%
Hancock Whitney BankB 3,53621.7%6.00%
Regions BankC 3,35645.8%6.00%
GMFSA 3,0722.0%6.50%
NewrezD 2,66421.1%6.50%
Dsld MortgageA 2,5456.3%6.13%

Frequently asked questions

Louisiana: 115 applications in 2025, of which 87 were originated and 13 denied.

11.3% of all applications, or 12.8% of the applications it actually decided on. The Louisiana statewide average across all lenders was 22.2%.

This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).

About this data. Figures are Bank of Louisiana's own HMDA filing for properties located in Louisiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology