Axos Bank in Washington vs the state
19.6%Denial rate+3.99 pts vs state
37.9%Decision denial rate+18.39 pts vs state
32.1%Origination rate-28.92 pts vs state
6.86%Median rate+0.23 pts vs state
0.53Rate spread (pts)+0.34 pts vs state
$229kMedian applicant income
18Loans originated
11Denied
Trend in Washington
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 75 | 21 | 22.7% | 6.38% | #237 |
| 2024 | 55 | 23 | 12.7% | 7.25% | #275 |
| 2025 | 56 | 18 | 19.6% | 6.86% | #286 |
What Axos Bank lends in Washington
By loan purpose
By loan type
Why it denied Washington applicants
Where in Washington
Counties with the most Axos Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| King County | 25 | 10 | 7 | 28.0% |
| Snohomish County | 7 | 2 | 1 | 14.3% |
| Pierce County | 6 | 2 | 0 | 0.0% |
| Spokane County | 3 | 0 | 0 | 0.0% |
| Clark County | 3 | 2 | 0 | 0.0% |
| Clallam County | 2 | 0 | 0 | 0.0% |
| Mason County | 2 | 0 | 1 | 50.0% |
| Kittitas County | 1 | 0 | 0 | 0.0% |
| Skamania County | 1 | 1 | 0 | 0.0% |
| San Juan County | 1 | 0 | 1 | 100.0% |
Other large lenders in Washington
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Boeing Employees Credit Union | B | 21,599 | 23.8% | 6.13% |
| Rocket Mortgage | C | 14,301 | 15.9% | 6.63% |
| United Shore Financial Services | B | 13,770 | 10.0% | 6.13% |
| Guild Mortgage | A | 8,056 | 3.4% | 6.63% |
| CMG Mortgage | A | 7,817 | 3.1% | 6.63% |
| Movement Mortgage | A | 7,472 | 3.6% | 6.63% |
| Bank of America | F | 6,986 | 27.0% | 5.99% |
| Crosscountry Mortgage | B | 6,903 | 3.1% | 6.63% |
| U.S. Bank | D | 6,568 | 27.6% | 6.63% |
| Newrez | D | 5,849 | 12.9% | 6.63% |
Frequently asked questions
Washington: 56 applications in 2025, of which 18 were originated and 11 denied.
19.6% of all applications, or 37.9% of the applications it actually decided on. The Washington statewide average across all lenders was 15.7%.
The median rate on loans Axos Bank originated in Washington in 2025 was 6.86%, against a statewide median of 6.63%.
About this data. Figures are Axos Bank's own HMDA filing for properties located in Washington, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology