Armed Forces Bank in Colorado vs the state
13.6%Denial rate-1.99 pts vs state
20.9%Decision denial rate+1.27 pts vs state
51.5%Origination rate-8.50 pts vs state
6.13%Median rate-0.50 pts vs state
-0.54Rate spread (pts)-0.69 pts vs state
$158kMedian applicant income
34Loans originated
9Denied
Trend in Colorado
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 81 | 39 | 6.2% | 6.00% | #230 |
| 2024 | 81 | 46 | 12.4% | 6.13% | #245 |
| 2025 | 66 | 34 | 13.6% | 6.13% | #271 |
What Armed Forces Bank lends in Colorado
By loan purpose
By loan type
Why it denied Colorado applicants
Where in Colorado
Counties with the most Armed Forces Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| El Paso County | 32 | 17 | 8 | 25.0% |
| Douglas County | 8 | 5 | 0 | 0.0% |
| Jefferson County | 6 | 3 | 1 | 16.7% |
| Adams County | 4 | 2 | 0 | 0.0% |
| Weld County | 3 | 1 | 0 | 0.0% |
| Arapahoe County | 2 | 1 | 0 | 0.0% |
| Pueblo County | 2 | 1 | 0 | 0.0% |
| Broomfield County | 2 | 0 | 0 | 0.0% |
| Teller County | 2 | 2 | 0 | 0.0% |
| Denver County | 1 | 0 | 0 | 0.0% |
Other large lenders in Colorado
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 23,111 | 8.8% | 6.13% |
| ENT Credit Union | B | 13,238 | 20.9% | 7.50% |
| Rocket Mortgage | C | 11,486 | 15.7% | 6.61% |
| Guild Mortgage | A | 6,232 | 3.1% | 6.62% |
| Bellco Credit Union | F | 5,863 | 40.9% | 8.00% |
| U.S. Bank | D | 4,978 | 36.0% | 7.95% |
| American Financing | D | 4,937 | 41.3% | 6.38% |
| FirstBank | C | 4,929 | 15.6% | 7.00% |
| Canvas Credit Union | C | 4,889 | 13.7% | 7.89% |
| Elevations | C | 4,426 | 10.8% | 6.88% |
Frequently asked questions
Colorado: 66 applications in 2025, of which 34 were originated and 9 denied.
13.6% of all applications, or 20.9% of the applications it actually decided on. The Colorado statewide average across all lenders was 15.6%.
The median rate on loans Armed Forces Bank originated in Colorado in 2025 was 6.13%, against a statewide median of 6.63%.
About this data. Figures are Armed Forces Bank's own HMDA filing for properties located in Colorado, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology