AMWEST Funding · West Virginia · 2025

AMWEST Funding in West Virginia: approval rate, denial rate and rates (2025)

AMWEST Funding took 15 mortgage applications in West Virginia in 2025, ranking #215 of 565 lenders active in the state. It originated 53.3% of them and denied 20.0% (27.3% of the applications it decided), against a statewide denial rate of 21.2%.

15Applicationsin WV
27.3%Decision denial ratestate 26.7%
7.19%Median ratestate 6.62%
$145,000Median loanstate $145,000
$1.4MVolume8 counties

AMWEST Funding in West Virginia vs the state

20.0%Denial rate-1.19 pts vs state
27.3%Decision denial rate+0.61 pts vs state
53.3%Origination rate-1.46 pts vs state
7.19%Median rate+0.56 pts vs state
1.14Rate spread (pts)+0.74 pts vs state
$98kMedian applicant income
8Loans originated
3Denied

What AMWEST Funding lends in West Virginia

By loan purpose

Home purchase 13 87% · 23.1% denied
Cash-out refinance 2 13% · 0.0% denied

By loan type

Conventional 15 100% · 20.0% denied

Why it denied West Virginia applicants

Collateral 2 67%
Other 1 33%

Where in West Virginia

Counties with the most AMWEST Funding applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Berkeley County 633 50.0%
Hancock County 210 0.0%
Raleigh County 210 0.0%
Monongalia County 110 0.0%
Greenbrier County 110 0.0%
Kanawha County 100 0.0%
Brooke County 110 0.0%
Wood County 100 0.0%

Other large lenders in West Virginia

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 3,61523.0%6.88%
Vanderbilt Mortgage and FinanceF 3,21438.5%9.99%
City National Bank of West VirginiaC 2,87025.0%6.29%
The Huntington National BankD 2,19428.1%7.00%
Truist BankC 1,77631.1%6.63%
Loandepot.ComD 1,62418.7%6.58%
Mortgage Research CenterC 1,59217.4%6.25%
WesBanco BankB 1,47516.7%6.01%
Movement MortgageA 1,1675.4%6.63%
Crosscountry MortgageB 1,1404.0%6.58%

Frequently asked questions

West Virginia: 15 applications in 2025, of which 8 were originated and 3 denied.

20.0% of all applications, or 27.3% of the applications it actually decided on. The West Virginia statewide average across all lenders was 21.2%.

The median rate on loans AMWEST Funding originated in West Virginia in 2025 was 7.19%, against a statewide median of 6.62%.

About this data. Figures are AMWEST Funding's own HMDA filing for properties located in West Virginia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology