Amplify in Texas vs the state
9.0%Denial rate-10.47 pts vs state
11.1%Decision denial rate-13.82 pts vs state
71.0%Origination rate+16.16 pts vs state
7.50%Median rate+1.00 pts vs state
0.45Rate spread (pts)+0.26 pts vs state
$178kMedian applicant income
547Loans originated
69Denied
Trend in Texas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 822 | 506 | 16.8% | 7.75% | #182 |
| 2024 | 571 | 430 | 9.3% | 8.25% | #232 |
| 2025 | 770 | 547 | 9.0% | 7.50% | #196 |
What Amplify lends in Texas
By loan purpose
By loan type
Why it denied Texas applicants
Where in Texas
Counties with the most Amplify applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Travis County | 285 | 192 | 34 | 11.9% |
| Williamson County | 194 | 145 | 14 | 7.2% |
| Harris County | 39 | 30 | 0 | 0.0% |
| Hays County | 31 | 25 | 3 | 9.7% |
| Dallas County | 22 | 15 | 2 | 9.1% |
| Fort Bend County | 18 | 14 | 0 | 0.0% |
| Collin County | 15 | 9 | 3 | 20.0% |
| Montgomery County | 14 | 13 | 0 | 0.0% |
| Denton County | 13 | 8 | 0 | 0.0% |
| Tarrant County | 11 | 8 | 0 | 0.0% |
Other large lenders in Texas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 56,491 | 11.0% | 6.25% |
| Rocket Mortgage | C | 45,658 | 22.4% | 6.63% |
| 21st Mortgage | F | 37,961 | 45.9% | 9.94% |
| Dhi Mortgage Company | B | 26,348 | 13.5% | 4.50% |
| Lennar Mortgage | A | 21,959 | 20.5% | 4.50% |
| Bank of America | F | 18,008 | 43.0% | 6.24% |
| JPMorgan Chase Bank | B | 16,260 | 9.8% | 6.45% |
| CMG Mortgage | A | 15,978 | 3.9% | 6.50% |
| Vanderbilt Mortgage and Finance | F | 15,683 | 44.7% | 10.50% |
| Triad Financial Services | D | 15,158 | 50.0% | 9.35% |
Frequently asked questions
Texas: 770 applications in 2025, of which 547 were originated and 69 denied.
9.0% of all applications, or 11.1% of the applications it actually decided on. The Texas statewide average across all lenders was 19.4%.
The median rate on loans Amplify originated in Texas in 2025 was 7.50%, against a statewide median of 6.50%.
About this data. Figures are Amplify's own HMDA filing for properties located in Texas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology