America'S Credit Union, a in Washington vs the state
3.5%Denial rate-12.14 pts vs state
5.7%Decision denial rate-13.89 pts vs state
55.4%Origination rate-5.62 pts vs state
6.75%Median rate+0.13 pts vs state
-0.08Rate spread (pts)-0.27 pts vs state
$138kMedian applicant income
158Loans originated
10Denied
Trend in Washington
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 301 | 177 | 12.6% | 7.75% | #125 |
| 2024 | 313 | 184 | 10.2% | 7.75% | #129 |
| 2025 | 285 | 158 | 3.5% | 6.75% | #156 |
What America'S Credit Union, a lends in Washington
By loan purpose
By loan type
Why it denied Washington applicants
Where in Washington
Counties with the most America'S Credit Union, a applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Pierce County | 162 | 85 | 6 | 3.7% |
| Thurston County | 67 | 40 | 2 | 3.0% |
| King County | 20 | 9 | 1 | 5.0% |
| Snohomish County | 13 | 7 | 1 | 7.7% |
| Kitsap County | 3 | 3 | 0 | 0.0% |
| Mason County | 3 | 1 | 0 | 0.0% |
| Clark County | 2 | 2 | 0 | 0.0% |
| Lewis County | 2 | 2 | 0 | 0.0% |
| Grant County | 2 | 0 | 0 | 0.0% |
| Clallam County | 2 | 1 | 0 | 0.0% |
Other large lenders in Washington
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Boeing Employees Credit Union | B | 21,599 | 23.8% | 6.13% |
| Rocket Mortgage | C | 14,301 | 15.9% | 6.63% |
| United Shore Financial Services | B | 13,770 | 10.0% | 6.13% |
| Guild Mortgage | A | 8,056 | 3.4% | 6.63% |
| CMG Mortgage | A | 7,817 | 3.1% | 6.63% |
| Movement Mortgage | A | 7,472 | 3.6% | 6.63% |
| Bank of America | F | 6,986 | 27.0% | 5.99% |
| Crosscountry Mortgage | B | 6,903 | 3.1% | 6.63% |
| U.S. Bank | D | 6,568 | 27.6% | 6.63% |
| Newrez | D | 5,849 | 12.9% | 6.63% |
Frequently asked questions
Washington: 285 applications in 2025, of which 158 were originated and 10 denied.
3.5% of all applications, or 5.7% of the applications it actually decided on. The Washington statewide average across all lenders was 15.7%.
The median rate on loans America'S Credit Union, a originated in Washington in 2025 was 6.75%, against a statewide median of 6.63%.
About this data. Figures are America'S Credit Union, a's own HMDA filing for properties located in Washington, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology