American Financial Resources in Nevada vs the state
2.8%Denial rate-14.67 pts vs state
3.7%Decision denial rate-18.52 pts vs state
71.5%Origination rate+13.82 pts vs state
6.50%Median rate-0.13 pts vs state
0.30Rate spread (pts)+0.01 pts vs state
$100kMedian applicant income
103Loans originated
4Denied
Trend in Nevada
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 31 | 12 | 16.1% | 6.75% | #234 |
| 2024 | 77 | 42 | 15.6% | 6.75% | #166 |
| 2025 | 144 | 103 | 2.8% | 6.50% | #124 |
What American Financial Resources lends in Nevada
By loan purpose
By loan type
Why it denied Nevada applicants
Where in Nevada
Counties with the most American Financial Resources applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Clark County | 84 | 63 | 1 | 1.2% |
| Washoe County | 24 | 17 | 1 | 4.2% |
| Lyon County | 16 | 9 | 0 | 0.0% |
| Nye County | 8 | 4 | 1 | 12.5% |
| Churchill County | 6 | 4 | 1 | 16.7% |
| Elko County | 2 | 2 | 0 | 0.0% |
| Lincoln County | 2 | 2 | 0 | 0.0% |
| Douglas County | 1 | 1 | 0 | 0.0% |
| Pershing County | 1 | 1 | 0 | 0.0% |
Other large lenders in Nevada
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 6,913 | 11.4% | 6.31% |
| Rocket Mortgage | C | 6,889 | 15.4% | 6.88% |
| Guild Mortgage | A | 5,533 | 2.6% | 6.50% |
| AMERICA FIRST Federal Credit Union | C | 3,873 | 28.6% | 7.24% |
| U.S. Bank | D | 3,745 | 40.2% | 7.65% |
| Bank of America | F | 3,296 | 35.9% | 6.24% |
| Pennymac Loan Services | C | 3,188 | 12.5% | 6.62% |
| Navy Federal Credit Union | D | 2,579 | 24.5% | 7.75% |
| Broker Solutions | D | 2,559 | 8.9% | 6.75% |
| Dhi Mortgage Company | B | 2,549 | 6.8% | 4.99% |
Frequently asked questions
Nevada: 144 applications in 2025, of which 103 were originated and 4 denied.
2.8% of all applications, or 3.7% of the applications it actually decided on. The Nevada statewide average across all lenders was 17.5%.
The median rate on loans American Financial Resources originated in Nevada in 2025 was 6.50%, against a statewide median of 6.63%.
About this data. Figures are American Financial Resources's own HMDA filing for properties located in Nevada, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology