American Financial Network in West Virginia vs the state
5.0%Denial rate-16.19 pts vs state
7.1%Decision denial rate-19.52 pts vs state
65.0%Origination rate+10.21 pts vs state
6.75%Median rate+0.13 pts vs state
0.56Rate spread (pts)+0.16 pts vs state
$90kMedian applicant income
13Loans originated
1Denied
Trend in West Virginia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 32 | 14 | 12.5% | 7.06% | #156 |
| 2024 | 34 | 17 | 8.8% | 6.99% | #158 |
| 2025 | 20 | 13 | 5.0% | 6.75% | #201 |
What American Financial Network lends in West Virginia
By loan purpose
By loan type
Why it denied West Virginia applicants
Where in West Virginia
Counties with the most American Financial Network applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Berkeley County | 10 | 8 | 0 | 0.0% |
| Jefferson County | 5 | 3 | 0 | 0.0% |
| Kanawha County | 2 | 0 | 0 | 0.0% |
| Jackson County | 1 | 0 | 1 | 100.0% |
| Barbour County | 1 | 1 | 0 | 0.0% |
| Hampshire County | 1 | 1 | 0 | 0.0% |
Other large lenders in West Virginia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 3,615 | 23.0% | 6.88% |
| Vanderbilt Mortgage and Finance | F | 3,214 | 38.5% | 9.99% |
| City National Bank of West Virginia | C | 2,870 | 25.0% | 6.29% |
| The Huntington National Bank | D | 2,194 | 28.1% | 7.00% |
| Truist Bank | C | 1,776 | 31.1% | 6.63% |
| Loandepot.Com | D | 1,624 | 18.7% | 6.58% |
| Mortgage Research Center | C | 1,592 | 17.4% | 6.25% |
| WesBanco Bank | B | 1,475 | 16.7% | 6.01% |
| Movement Mortgage | A | 1,167 | 5.4% | 6.63% |
| Crosscountry Mortgage | B | 1,140 | 4.0% | 6.58% |
Frequently asked questions
West Virginia: 20 applications in 2025, of which 13 were originated and 1 denied.
5.0% of all applications, or 7.1% of the applications it actually decided on. The West Virginia statewide average across all lenders was 21.2%.
The median rate on loans American Financial Network originated in West Virginia in 2025 was 6.75%, against a statewide median of 6.62%.
About this data. Figures are American Financial Network's own HMDA filing for properties located in West Virginia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology