American Financial Network in Nevada vs the state
8.2%Denial rate-9.21 pts vs state
13.4%Decision denial rate-8.79 pts vs state
52.0%Origination rate-5.70 pts vs state
6.63%Median rate0.00 pts vs state
0.43Rate spread (pts)+0.14 pts vs state
$96kMedian applicant income
284Loans originated
45Denied
Trend in Nevada
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 435 | 228 | 5.8% | 6.75% | #53 |
| 2024 | 326 | 197 | 6.8% | 6.63% | #64 |
| 2025 | 546 | 284 | 8.2% | 6.63% | #50 |
What American Financial Network lends in Nevada
By loan purpose
By loan type
Why it denied Nevada applicants
Where in Nevada
Counties with the most American Financial Network applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Clark County | 381 | 183 | 39 | 10.2% |
| Washoe County | 91 | 54 | 3 | 3.3% |
| Lyon County | 22 | 13 | 1 | 4.5% |
| Nye County | 17 | 9 | 2 | 11.8% |
| Elko County | 11 | 9 | 0 | 0.0% |
| Carson City | 9 | 5 | 0 | 0.0% |
| Douglas County | 5 | 4 | 0 | 0.0% |
| Humboldt County | 3 | 1 | 0 | 0.0% |
| Churchill County | 3 | 3 | 0 | 0.0% |
| Lander County | 2 | 2 | 0 | 0.0% |
Other large lenders in Nevada
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 6,913 | 11.4% | 6.31% |
| Rocket Mortgage | C | 6,889 | 15.4% | 6.88% |
| Guild Mortgage | A | 5,533 | 2.6% | 6.50% |
| AMERICA FIRST Federal Credit Union | C | 3,873 | 28.6% | 7.24% |
| U.S. Bank | D | 3,745 | 40.2% | 7.65% |
| Bank of America | F | 3,296 | 35.9% | 6.24% |
| Pennymac Loan Services | C | 3,188 | 12.5% | 6.62% |
| Navy Federal Credit Union | D | 2,579 | 24.5% | 7.75% |
| Broker Solutions | D | 2,559 | 8.9% | 6.75% |
| Dhi Mortgage Company | B | 2,549 | 6.8% | 4.99% |
Frequently asked questions
Nevada: 546 applications in 2025, of which 284 were originated and 45 denied.
8.2% of all applications, or 13.4% of the applications it actually decided on. The Nevada statewide average across all lenders was 17.5%.
The median rate on loans American Financial Network originated in Nevada in 2025 was 6.63%, against a statewide median of 6.63%.
About this data. Figures are American Financial Network's own HMDA filing for properties located in Nevada, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology