American Financial Network in Colorado vs the state
15.2%Denial rate-0.40 pts vs state
22.0%Decision denial rate+2.37 pts vs state
52.3%Origination rate-7.68 pts vs state
6.25%Median rate-0.38 pts vs state
0.10Rate spread (pts)-0.05 pts vs state
$132kMedian applicant income
134Loans originated
39Denied
Trend in Colorado
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 274 | 156 | 8.8% | 6.75% | #134 |
| 2024 | 231 | 161 | 10.0% | 7.13% | #153 |
| 2025 | 256 | 134 | 15.2% | 6.25% | #161 |
What American Financial Network lends in Colorado
By loan purpose
By loan type
Why it denied Colorado applicants
Where in Colorado
Counties with the most American Financial Network applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| El Paso County | 42 | 24 | 6 | 14.3% |
| Denver County | 36 | 17 | 6 | 16.7% |
| Arapahoe County | 34 | 15 | 8 | 23.5% |
| Adams County | 29 | 12 | 5 | 17.2% |
| Jefferson County | 19 | 10 | 2 | 10.5% |
| Weld County | 17 | 13 | 2 | 11.8% |
| Douglas County | 13 | 8 | 3 | 23.1% |
| Larimer County | 10 | 5 | 0 | 0.0% |
| Pueblo County | 9 | 2 | 1 | 11.1% |
| Elbert County | 6 | 2 | 2 | 33.3% |
Other large lenders in Colorado
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 23,111 | 8.8% | 6.13% |
| ENT Credit Union | B | 13,238 | 20.9% | 7.50% |
| Rocket Mortgage | C | 11,486 | 15.7% | 6.61% |
| Guild Mortgage | A | 6,232 | 3.1% | 6.62% |
| Bellco Credit Union | F | 5,863 | 40.9% | 8.00% |
| U.S. Bank | D | 4,978 | 36.0% | 7.95% |
| American Financing | D | 4,937 | 41.3% | 6.38% |
| FirstBank | C | 4,929 | 15.6% | 7.00% |
| Canvas Credit Union | C | 4,889 | 13.7% | 7.89% |
| Elevations | C | 4,426 | 10.8% | 6.88% |
Frequently asked questions
Colorado: 256 applications in 2025, of which 134 were originated and 39 denied.
15.2% of all applications, or 22.0% of the applications it actually decided on. The Colorado statewide average across all lenders was 15.6%.
The median rate on loans American Financial Network originated in Colorado in 2025 was 6.25%, against a statewide median of 6.63%.
About this data. Figures are American Financial Network's own HMDA filing for properties located in Colorado, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology